2611 Division Street, Cobourg, ON

$1,030,000
MLS#:X10432240
3 beds
2 baths
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 19, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium metal/steel siding construction, this residence presents an exceptional opportunity offered at $1,030,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 97.94 x 195.7 ft lot size
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: On Demand Water Heater, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your next chapter in Cobourg living! This well-maintained, one floor, family home strikes the perfect balance between suburban tranquility and convenient accessibility. Nestled in a sought-after neighbourhood , this three-bedroom, two-bathroom residence offers the space and functionality modern families crave.The property's generous lot size provides a canvas for outdoor living, featuring a welcoming backyard where summer BBQs and family gatherings become cherished memories. Green thumbs will appreciate the landscaping potential, while kids (and kids at heart) will love the room to play and explore.Working from home? Say goodbye to the kitchen table office setup - this home includes a dedicated home office space, perfect for maintaining that critical work-life balance. When it's time to commute, you'll appreciate the quick access to major highways, making your journey a breeze.The solid construction speaks to the home's quality, including 12 foot ceilings, with thoughtful details throughout that create a comfortable living environment. Parking is a non-issue here, with ample space for your vehicles and visiting guests.The neighbourhood itself is a hidden gem, offering that perfect blend of peaceful residential living while keeping you connected to all of Cobourg's amenities. You'll find yourself within easy reach of shopping, schools, and community facilities.Whether you're a growing family, work-from-home professional, or simply seeking a well-positioned property in one of Cobourg's most desirable areas, this home checks all the right boxes. Don't miss your chance to make this house your home!

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Property Summary

This detached home located at 2611 Division Street, Cobourg is currently for sale and has been available on SousaSells for 603 days. This property is listed at $1,030,000 with an estimated mortgage of $3,428* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 2611 Division Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 19, 2024
Sold price information is available to members only
Listed Date11/20/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionMetal/Steel Siding
BasementNone
Lot Size97.94 × 195.7 Acres
CountyNorthumberland
Annual Tax$4,382
Legal DescriptionFIRSTLY: BLOCK D, PLAN 436, PART 1 PLAN 39R14111; SECONDLY: PART LOT 14, CONCESSION 2, PART 2 PLAN 39R14111 TOWNSHIP OF HAMILTON

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

On Demand Water Heater, Storage

Security Features

Community Features

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Location

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2611 Division Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2611 Division Street N, Cobourg, ON K9A 4J7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$309,000 (30.0%)
* Minimum Canadian down payment required for this price is $206,000.
Amortization Period30 Years
Estimated Monthly Payment$3,428Based on a loan of $721,000 over 30 years.
Purchase Price$1,030,000
Loan Amount$721,000
Provincial Land Transfer Tax:$17,075
Total Estimated Closing Taxes:$17,075

About Purchasing a Home in Cobourg, ON

For a property listed at $1,030,000 in Cobourg, the legal minimum down payment is $206,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,075 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,075.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.