295 Densmore Road, Cobourg, ON

$545,000
MLS#:X13240916
2 beds
2 baths
1000-1199 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 2.0 total parking spaces available
  • Notable attributes: Air Exchanger, Carpet Free, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to Unit 504 at 295 Densmore Rd, a much-loved and beautifully maintained condo townhouse in Cobourg's sought-after Augusta Court community. Offering the ease of one-level living paired with modern finishes and low-maintenance convenience, this 2-bedroom, 2-bathroom home is ideal for those looking to simplify without compromising on comfort or style. One of the standout features of this unit is the rare inclusion of two parking spaces, with one located directly outside the front entrance and the second just steps away. Inside, a bright and inviting layout is enhanced by 9-foot ceilings, large windows, and an abundance of natural light throughout. The kitchen combines function and style with stainless steel appliances, gorgeous quartz countertops, and ample workspace for everyday living and entertaining. Luxury vinyl plank flooring flows through the main living areas, while plush carpet adds warmth and comfort to both generously sized bedrooms, each featuring large double-door closets. The thoughtfully designed main bathroom includes a walk-in shower with a built-in seat, offering both convenience and accessibility. A spacious combined utility and laundry room provides excellent storage options, complete with a stacked washer and dryer and a custom sliding-door cupboard. Custom blinds throughout add a polished finish, while an air exchanger contributes to year-round comfort and efficiency. A condo association-approved custom railing near the parking spot adds both functionality and curb appeal. Residents also enjoy exterior maintenance services, including lawn and garden care, snow removal, and garbage collection, allowing for a truly carefree lifestyle. Conveniently located close to shopping, amenities, and Highway 401 access, this turnkey home offers an excellent opportunity to enjoy comfortable, low-maintenance living in one of Cobourg's most desirable condo communities. **Note: BBQs are permitted**

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJune 24, 2026
Sold price information is available to members only
Listed Date6/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$3,909.32

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Beach, Golf, Hospital, Marina, School Bus Route

Interior Features

Air Exchanger, Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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295 Densmore Road, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 295 Densmore Road 504, Cobourg, ON K9A 4J9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$29,500 (5.4%)
* Minimum Canadian down payment required for this price is $29,500.
Amortization Period25 Years
Estimated Monthly Payment$3,072Based on a loan of $515,500 over 25 years.
Purchase Price$545,000
Loan Amount$515,500
Provincial Land Transfer Tax:$7,375
Total Estimated Closing Taxes:$7,375

About Purchasing a Home in Cobourg, ON

For a property listed at $545,000 in Cobourg, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,151

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.