299 Spring Street, Cobourg, ON

$689,000
MLS#:X13530662
3 beds
3 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $689,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 49 x 78 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Classic, character, charm, charismatic and centrally located with the ease of convenience to enjoy everything "Ontario's Feel-Good Town" has to offer while being right smack dab in the middle of it all and walking distance to almost everything with its prime-time location. The symmetrical aesthetics of this elegant home lend itself to some of the finest curb appeal in town with the center hall design and incredible covered front porch. Walkthrough the front door and the wow factor takes over in this 3-bedroom, 3-bathroom Century Home that showcases some magnificent features every step of the way. One has to appreciate the stunning oversized original baseboards, casings and trims, beautiful 9' ceilings, crown moulding, wood flooring, attention to detail in the woodwork throughout and lastly the traditional layout that provides a unique offering rarely found. The stunning main floor is dissected by the grand staircase with the north wing occupied by the traditional formal living and dining rooms and the south featuring a study/library/office/great room. Finishing this brilliantly laid out main level is the back house kitchen setup with sliding patio doors to deck space and well positioned 2-piece powder room. The Second level of the home offers 3 tasteful bedrooms each possessing their own unique characteristics and two full bathrooms. Headlining the level is the primary suite that is equipped with a lovely all-encompassing 4-peice ensuite with walk-In/walk-through closet space. A private backyard setting with perfectly positioned deck and convenient detached garage complete this wonderful listing. Walking distance to the finest restaurants, famous beach, boardwalk, marina, vibrant downtown, parks, activity centers and so much more. Take a leap of faith and enjoy the new lifestyle provided by being centrally located, welcome home to 299 Spring Street!

Upcoming Open Houses

Saturday, July 11, 202612:00 PM - 2:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull
Lot Size49 × 78 Feet
CountyNorthumberland
Annual Tax$4,200
Legal DescriptionPT LT 2 BLK M PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG AS IN NC334001 TOWN OF COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Rec./Commun.Centre, Park, Public Transit, Marina

Interior Features

Water Heater

Security Features

Community Features

Location

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299 Spring Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 299 Spring Street, Cobourg, ON K9A 3K3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$43,900 (6.4%)
* Minimum Canadian down payment required for this price is $43,900.
Amortization Period25 Years
Estimated Monthly Payment$3,844Based on a loan of $645,100 over 25 years.
Purchase Price$689,000
Loan Amount$645,100
Provincial Land Transfer Tax:$10,255
Total Estimated Closing Taxes:$10,255

About Purchasing a Home in Cobourg, ON

For a property listed at $689,000 in Cobourg, the legal minimum down payment is $43,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,255 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,255.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,731

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.