303 Henry Street, Cobourg, ON

$999,000
MLS#:X12414316
4 beds
2 baths
2500-3000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 10, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 72.47 x 117.24 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Central Vacuum, Water Heater Owned
  • Efficient radiant heating via gas

Description

Location. Lifestyle. Legacy. Stunning 1881 Heritage Home. Charm, character, and beach-town living, this designated heritage home in the heart of Cobourg is more than a house its a story waiting to be lived. This home features a bright, functional kitchen with walkout to the private perennial gardens. The wrought iron fence and gate, covered back porch, private double driveway round out this beauty. Inviting living spaces perfect for both entertaining and everyday life. From its stately south facing façade and original millwork to soaring ceilings and grand windows,every inch whispers history and proudly wears it. Enjoy beach walks at sunrise, pick up fresh pastries from your favourite bakery, or spend afternoons browsing charming shops all just minutes away. A rare opportunity. Homes like this don't come around often. Own a piece of Cobourg's rich past beautifully preserved and ready for your next chapter. Exceptional location. Leave the car keys behind.

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Property Summary

This detached home located at 303 Henry Street, Cobourg is currently for sale and has been available on SousaSells for 301 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 4 beds, 2 bathrooms, and is 2500-3000 square feet. 303 Henry Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 10, 2025
Sold price information is available to members only
Listed Date9/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Full
Lot Size72.47 × 117.24 Acres
CountyNorthumberland
Annual Tax$6,671
Legal DescriptionPT LT 1 BLK E PL CADDY (FORMERLY LT 15 CON A HAMILTON) COBOURG; PT LT 2 BLK E PL CADDY (FORMERLY LT 15 CON A HAMILTON) COBOURG PT 1 39R2463; COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Beach, Park, Public Transit

Interior Features

Central Vacuum, Water Heater Owned

Security Features

Community Features

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Location

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303 Henry Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 303 Henry Street, Cobourg, ON K9A 3Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Cobourg, ON

For a property listed at $999,000 in Cobourg, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.