395 Margaret Street, Cobourg, ON
Property no longer active
This property was sold on December 24, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 50 x 106.33 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Discover the perfect blend of charm, comfort, and convenience in this beautifully maintained 3-bedroom, 2-bathroom home, tucked away at the end of a quiet street. Ideal for families or anyone seeking peaceful living with easy access to town amenities. Step inside to an inviting open-concept kitchen, dining, and living area, designed for modern living and effortless entertaining. Hardwood flooring, elegant crown moulding, and plenty of natural light add warmth and character throughout. A cozy sunken family room-complete with its own side-door entrance-offers the perfect spot for relaxing evenings or a private retreat. Outside, enjoy a fully fenced-in backyard backing onto a serene stream, creating a tranquil and private outdoor oasis. Whether you love gardening, hosting BBQs, or simply unwinding to the sound of flowing water, this yard delivers. Located just minutes from Hwy 401, downtown shopping, public transit, schools, the famous Cobourg Beach, the hospital, and so much more, this home truly has it all-small-town charm with unbeatable convenience. A must-see property that checks every box!! Roof 2019, fence&deck 2020, powder room 2021, furnace/AC 2021 (HWT was under contract when clients purchased in 2019)
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Property Summary
This detached home located at 395 Margaret Street, Cobourg is currently for sale and has been available on SousaSells for 216 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 395 Margaret Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Park, River/Stream, Fenced Yard, Hospital, School
Interior Features
None
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 395 Margaret Street, Cobourg, ON K9A 2Z6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $399,900 in Cobourg, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.