431 Campbell Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 55.42 x 147.7 ft lot
- Features a apartment, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, Central Vacuum, Floor Drain
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Nestled in Cobourg's east end, this charming brick bungalow offers a welcoming main floor with two bedrooms, a separate dining room, and a sunroom that overlooks the backyard. The space is enhanced by hardwood floors and a large picture window in the living room, creating a bright and inviting atmosphere. The basement provides excellent potential for an apartment or in-law suite, featuring a galley-style kitchen, a three-piece bathroom, a spacious recreation room, and an additional bedroom. This setup offers flexibility for extended family living or rental opportunities. Outside, you'll find a shaded, private backyard complete with a patio and a small shed, perfect for outdoor relaxation. The property also includes an oversized, insulated two-car garage, offering ample space for a workshop. Situated in a prime location, this home is conveniently within walking distance of CR Gummow Elementary School, CCI High School, the Cobourg Community Center, local amenities, downtown, and the beach.
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Property Summary
This detached home located at 431 Campbell Street, Cobourg is currently for sale and has been available on SousaSells for 279 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 431 Campbell Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Cul de Sac/Dead End, Fenced Yard, Hospital, Library, Marina
Interior Features
Carpet Free, Central Vacuum, Floor Drain, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Accessory Apartment
Security Features
Carbon Monoxide Detectors, Smoke Detector
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 431 Campbell Street, Cobourg, ON K9A 4C3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $499,000 in Cobourg, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.