455 Ontario Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $414,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning < 700 sqft on a premium 23.33 x 151.25 ft lot
- Features a crawl space, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This adorable, Cute and cozy bungalow situated on a oversized deep lot, perfect for first time buyers or those looking to downsize, to the picture perfect community of Cobourg. Close to the vibrant downtown with ample shops and dining options, and just minutes to amazing Cobourg beach! Inside you'll find a recently renovated home, with many updates. Featuring a stunning open concept living area, with bright pot lights, updated flooring and california shutters throughout (2022). The gourmet eat in kitchen boasts newer counters, modern stainless appliances with new stove (2024), ceramic backsplash and beautiful cabinetry with accent hardware throughout. Don't miss the secret staircase with hidden access under the large centre island, leading to a unique space, fantastic for kids, would make for an ideal playroom! The thoughtful layout continues with a lovely 3 piece bath and laundry combo (washer/dryer 2025) with barrier free shower and two well appointed bedrooms, including a walkout to the large deck and deep, fully fenced yard, perfect for pets! Complete with newer garden shed (2023). Additional updates include the furnace in '21, central air '22, owned HWT '21, front deck '25, sump pump '24 and freshly painted throughout in '25.
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Pricing & Value Insights
Data-driven valuation for 455 Ontario Street, Cobourg, ON K9A 3C1
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About Purchasing a Home in Cobourg, ON
For a property listed at $414,900 in Cobourg, the legal minimum down payment is $20,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,773 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,773.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.