494 Harden Crescent, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 40.58 x 101.4 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Primary Bedroom - Main Floor
- Efficient forced air heating via gas
Description
Charming 3-Bedroom home. This quaint and solidly built 3-bedroom, 1-bathroom home offers comfort, convenience and excellent value in a peaceful neighbourhood. Perfect for first-time home buyers, downsizers or savvy investors. This house combines classic appeal in a prime location. Step inside to find a smart layout with one bedroom on the main floor and two additional bedrooms up stairs that provide flexibility for a growing family, home office or reading room. The large partially finished basement with full height ceilings and large windows has endless potential The newer roof shingles and composite front porch add peace of mind and reduce future maintenance costs. A detached garage offers secure parking, extra storage space or a great work shop. The large driveway provides ample parking. Located on a quiet street, this home sits just moments from parks, top-rated schools, and a variety of restaurants and shops. Close to 401 allows for easy commutes. Quick closing available. Don't miss this opportunity.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 494 Harden Crescent, Cobourg, ON K9A 1Z9
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About Purchasing a Home in Cobourg, ON
For a property listed at $425,000 in Cobourg, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.