547 Ewing Street, Cobourg, ON

$639,900
MLS#:X12996934
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 52.42 x 100 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free
  • equipped with other central cooling and highly efficient heat pump heating via electric

Description

Welcome to 547 Ewing Street in the charming town of Cobourg, just a short stroll to Monk Park along the shores of Lake Ontario and minutes to the historic downtown and its renowned sandy beaches. Situated on a 52 ft lot widening to over 62 ft at the rear, this fully fenced property offers both space and privacy. The home features a host of recent updates, including an efficient four-zone ductless heat pump system providing both heating and cooling, a main floor bathroom with heated tile floors and full tile accent wall, a linear fireplace feature wall in the living room, and a fully finished lower level with a 4th bedroom and laundry room/bath with full tile shower, custom glass door, and heated tile floors. The lower level brings total finished living space to 2,150 sq ft. The updated kitchen offers granite countertops, an undermount sink, and pantry. Additional improvements include a new garage door on the attached 19'6" x 23' garage, which also provides convenient access to the rear yard. Offering 3 + 1 bedrooms and 2.5 bathrooms, this home also features two fireplaces, including a gas fireplace with brick surround in the finished rec room with feature wall accent. Included with the property are an LG gas range, LG over-the-range microwave, LG dishwasher with top rack, LG ThinQ washer/dryer combo, as well as patio furniture, outdoor fire table (propane), and BBQ on the 22' x 12' rear deck overlooking the spacious, treed backyard. Designated Agent Patrick Hulley is the spouse of the seller.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 1, 2026
Sold price information is available to members only
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size52.42 × 100 Feet
CountyNorthumberland
Annual Tax$4,375.58
Legal DescriptionLOT 35 PLAN 424 COBOURG; SUBJECT TO RIGHT IN CB121748 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Beach, Fenced Yard, Lake Access, School, School Bus Route

Interior Features

Carpet Free

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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547 Ewing Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 547 Ewing Street, Cobourg, ON K9A 4Y9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$38,990 (6.1%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period25 Years
Estimated Monthly Payment$3,581Based on a loan of $600,910 over 25 years.
Purchase Price$639,900
Loan Amount$600,910
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Cobourg, ON

For a property listed at $639,900 in Cobourg, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,893

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.