55 Munroe Street, Unit 12, Cobourg, ON

$769,900
MLS#:X12246780
2 beds
2 baths
1400-1599 sqft
2.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $769,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Rough-In Bath, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked away in a peaceful community with scenic pond views, this beautifully designed 2-bedroom bungalow townhouse offers a rare combination of modern finishes and serene surroundings. The living room is filled with natural light thanks to a wall of windows and provides a walkout to the private back patio, perfect for relaxing or entertaining. The open-concept kitchen features built-in stainless steel appliances, including a wall oven and hood vent, a centre island with breakfast bar, and pendant lighting. A spacious formal dining area and carpet-free layout throughout the main living areas add to the homes effortless charm. The main floor primary suite includes large windows, dual closets, and a private ensuite. A second bedroom, full guest bath, and main-level laundry offer both comfort and convenience. The lower level presents generous storage and the potential to expand your living space if desired. Enjoy your morning coffee or evening wind-down on the patio overlooking the tranquil pond. With snow removal and garden maintenance included, you can focus on enjoying the lifestyle this home provides. Just a short walk to downtown, the beach, and local amenities, this is the ideal option for downsizers, professionals, or anyone seeking low-maintenance living in a beautiful natural setting.

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Property Summary

This townhouse located at 55 Munroe Street, Cobourg is currently for sale and has been available on SousaSells for 386 days. This property is listed at $769,900 with an estimated mortgage of $2,563* per month. It has 2 beds, 2 bathrooms, and is 1400-1599 square feet. 55 Munroe Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJuly 25, 2025
Sold price information is available to members only
Listed Date6/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished
CountyNorthumberland
Annual Tax$6,006.26

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Cul de Sac/Dead End

Interior Features

Primary Bedroom - Main Floor, Rough-In Bath, Auto Garage Door Remote, Sump Pump, Water Heater Owned

Security Features

Community Features

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Location

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55 Munroe Street, Unit 12, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Munroe Street 1803, Cobourg, ON K9A 1B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$230,970 (30.0%)
* Minimum Canadian down payment required for this price is $51,990.
Amortization Period30 Years
Estimated Monthly Payment$2,563Based on a loan of $538,930 over 30 years.
Purchase Price$769,900
Loan Amount$538,930
Provincial Land Transfer Tax:$11,873
Total Estimated Closing Taxes:$11,873

About Purchasing a Home in Cobourg, ON

For a property listed at $769,900 in Cobourg, the legal minimum down payment is $51,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,873 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.