55 Munroe Street, Unit 9, Cobourg, ON

$829,900
MLS#:X12377836
2 beds
2 baths
1400-1599 sqft
4.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on September 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $829,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Quietly tucked at the end of a private laneway, this 10 year old 'Ryerson Commons' townhouse is a perfect blend of comfort, style, and convenience. Situated in one of Cobourg's most desirable and central locations, the all-brick 'Stirling' model offers 1450 sq. ft. of thoughtfully-designed one-level living, with modern finishes throughout and a rarely offered 2-car garage. The bright and spacious kitchen overlooks the great room which floods with natural light due to the homes southern exposure. From here, walk-out to the east-facing patio- a private outdoor retreat surrounded by beautiful perennial gardens. The main floor den doubles as a guest room that features cathedral ceilings, French doors and an adjacent 4 piece bathroom. The convenient laundry room located just off the kitchen also serves as a mudroom/ entryway from the attached garage, with a large double closet, folding station and laundry sink. The large primary bedroom suite features walkthrough closets and a luxurious ensuite bathroom, complete with a custom tile and glass shower. A partially finished basement offers additional living space, ample storage, and flexibility for future needs. This home presents a rare opportunity to own a sought-after bungalow in a well-established community, all within walking distance to nearby grocery stores, Cobourg's vibrant downtown and the waterfront. If you are looking for a simpler, low-maintenance lifestyle, while still enjoying plenty of space to entertain and host guests, then this could just be the property for you!

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Property Summary

This townhouse located at 55 Munroe Street, Cobourg is currently for sale and has been available on SousaSells for 316 days. This property is listed at $829,900 with an estimated mortgage of $2,762* per month. It has 2 beds, 2 bathrooms, and is 1400-1599 square feet. 55 Munroe Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 18, 2025
Sold price information is available to members only
Listed Date9/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
CountyNorthumberland
Annual Tax$6,760.63

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Cul de Sac/Dead End, Fenced Yard, Hospital, Park, Marina

Interior Features

Auto Garage Door Remote, Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Rough-In Bath, Storage

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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55 Munroe Street, Unit 9, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Munroe Street 1902, Cobourg, ON K0A 1B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$248,970 (30.0%)
* Minimum Canadian down payment required for this price is $57,990.
Amortization Period30 Years
Estimated Monthly Payment$2,762Based on a loan of $580,930 over 30 years.
Purchase Price$829,900
Loan Amount$580,930
Provincial Land Transfer Tax:$13,073
Total Estimated Closing Taxes:$13,073

About Purchasing a Home in Cobourg, ON

For a property listed at $829,900 in Cobourg, the legal minimum down payment is $57,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,073 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.