689 Wilkins Gate, Cobourg, ON

$909,106
MLS#:X12856564
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $909,106 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 36 x 106 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Introducing the Greystone Estate, a new model by New Amherst Homes. This all-brick home offers 1,876 sq ft of thoughtfully designed living space with 3 bedrooms across two floors, including a main floor principal suite that appeals to a wide range of lifestyles. A double car carport with covered walkway provides convenient access to the side entrance. Located in the highly desirable New Amherst Village, this community is designed for connection and well-being, where quiet streets, front porch living, and shared green spaces encourage neighbours to gather and enjoy the outdoors. Blending small-town charm with modern convenience, New Amherst is a thoughtfully planned mixed-use community that complements Cobourg's historic character. At its centre, the iconic Clock Tower and main street boulevard bring together homes and local businesses in classic architectural style. Parks, a community garden, and everyday amenities are all within walking distance, creating a neighbourhood designed to enhance both lifestyle and landscape. **Incredible value is found in the premium features that are standard in all New Amherst homes: Quartz counters in kitchen and all bathrooms, luxury vinyl plank flooring throughout, Benjamin Moore paint, custom colour exterior windows, high-efficiency gas furnace, central air conditioning, Moen Align faucets, smooth 9' ceilings on the main-floor, 8' ceilings on 2nd floor and in the basement, 200amp panel, a fully sodded property & asphalt driveway** Note: Photos are artist's renderings - 2026 closing date determined according to timing of firm deal.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size36 × 106 Feet
CountyNorthumberland
Annual Tax$0
Legal Descriptionlot 11, to be verified

Parking & Garage

Parking Spaces2.0
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Hospital, Park, School Bus Route, Marina

Interior Features

Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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689 Wilkins Gate, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 689 Wilkins Gate, Cobourg, ON K9A 0L3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$65,911 (7.3%)
* Minimum Canadian down payment required for this price is $65,911.
Amortization Period25 Years
Estimated Monthly Payment$5,025Based on a loan of $843,195 over 25 years.
Purchase Price$909,106
Loan Amount$843,195
Provincial Land Transfer Tax:$14,657
Total Estimated Closing Taxes:$14,657

About Purchasing a Home in Cobourg, ON

For a property listed at $909,106 in Cobourg, the legal minimum down payment is $65,911 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,657 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,657.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,711

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.