692 Ewing Street, Cobourg, ON

$779,000
MLS#:X13219156
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $779,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 103.82 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked into a quiet, family-friendly neighbourhood and backing directly onto a forest (proposed changes) this impeccably maintained bungalow delivers the feel of a country retreat without leaving the heart of Cobourg.Sunlit and thoughtfully designed, the open-concept principal rooms welcome you with rich hardwood floors and recessed lighting throughout. The living room anchors the space with a charming bay window and a cozy natural gas fireplace - perfect for relaxed evenings at home. The stylish kitchen is built for both everyday living and effortless entertaining, featuring modern cabinetry, sleek countertops, a classic subway tile backsplash, and a breakfast bar, with a walkout to the back deck that seamlessly extends your living space outdoors.The main floor primary suite is a true retreat, offering a private walkout to the pool, a generous walk-in closet, and a beautifully appointed ensuite. A second bedroom and full bath complete the main level with flexibility for guests or family.The finished lower level adds impressive versatility with a spacious rec room adaptable as a games room or home gym, two additional bedrooms, and a full bathroom.Outside, your private backyard oasis awaits - lush forest views frame the poolside setting, creating an idyllic backdrop for unforgettable gatherings with family and friends.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size50 × 103.82 Feet
CountyNorthumberland
Annual Tax$5,489.87
Legal DescriptionPCL 26-1 SEC 39M741; LOT 26 PLAN 39M741

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Park, Rec./Commun.Centre, Library, Place Of Worship

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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692 Ewing Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 692 Ewing Street, Cobourg, ON K9A 5N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$52,900 (6.8%)
* Minimum Canadian down payment required for this price is $52,900.
Amortization Period25 Years
Estimated Monthly Payment$4,327Based on a loan of $726,100 over 25 years.
Purchase Price$779,000
Loan Amount$726,100
Provincial Land Transfer Tax:$12,055
Total Estimated Closing Taxes:$12,055

About Purchasing a Home in Cobourg, ON

For a property listed at $779,000 in Cobourg, the legal minimum down payment is $52,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,055 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,055.

Nearby Listings

Distance:

No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,893

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.