Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Direct Waterfront on Lake Ontario. 7 D'Arcy St offers a rare chance to own a home with the lake and beach at the edge of the property. You simply walkout your back door and you are at the beach. Minutes away, the iconic Victoria Park Beach beckons with its rare fine sand and sparkling waters-perfect for summer sunbathing, swimming, and paddle boarding. Wander along the scenic waterfront boardwalk that connects the bustling marina to tranquil nature trails, offering a picturesque route for morning jogs or evening strolls in every season.In the winter, the area transforms into a festive wonderland with the 'Christmas Magic' light displays and outdoor skating by the harbour. This vibrant community hub seamlessly blends natural beauty with the charm of historic downtown boutique shops and dining, offering a 'feel-good' lifestyle that truly shines year-round.Escape the city to this detached lakeside bungalow. Located just 75-90 minutes from Toronto. This property offers the dream of waterfront living without the gruelling cottage country commute. This bungalow features a functional 3+1 bedroom layout, two washrooms, and a separate in-law suite. The exterior is low-maintenance with a metal roof and brick siding, and a 2-year-old furnace.You can always remodel a kitchen and living room, but you can never duplicate 170 feet of private lake Ontario frontage steps from Victoria Park. This is a rare half-acre canvas for a custom lakeside lifestyle.Privacy with no homes across or behind. Two driveways with parking for 6, a backyard workshop, and a shed. The workshop in the back is a plus for anyone needing a hobby space or extra storage.All on a piece of land that is almost impossible to find. It is a quiet, unique spot that offers a level of privacy that is hard to replicate. Schools and parks are located near by.
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Beach, Clear View, Lake Access, Marina, Park, Waterfront
In-Law Suite, Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 7 D'Arcy Street, Cobourg, ON K9A 3Z5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $1,099,000 in Cobourg, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.