704 Fisher Street, Cobourg, ON

$949,900
MLS#:X11897044
4 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on December 30, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40.96 x 109.83 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the heart of West Park Village, this charming home embodies the essence of small-town living with a close-knit community feel. Known as the Bellflower, this thoughtfully designed 3+1 bedroom, 3.5 bathroom home offers three floors of finished living space, perfectly balancing function and style. Step inside to discover a contemporary open-concept layout where a sleek kitchen with a large center island flows seamlessly into the bright dining area and cozy family room with built-in fireplace- ideal for both lively gatherings and quiet evenings in. Offering patio door access to the expansive composite deck with a built-in hot tub and a fully-fenced yard w/smart home irrigation system! A main-floor den provides the perfect work-from-home space/playroom while inside access to the attached 2-car garage, main floor laundry & 2pc. powder room complete this level. Upstairs, retreat to the spacious primary suite, complete with a 5pc. ensuite, while two additional bedrooms share a well-appointed 4pc. bathroom. The finished basement extends the living area with a versatile rec room and an extra bedroom, offering flexibility for guests or growing families without sacrificing your ability to entertain in the bar area! Outside, enjoy peaceful afternoons in the backyard or take a stroll around this sought-after neighbourhood, where the sense of community and proximity to local amenities make it an ideal place to call home. West Park Village is more than a location-its a lifestyle waiting for you to experience.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 704 Fisher Street, Cobourg is currently for sale and has been available on SousaSells for 574 days. This property is listed at $949,900 with an estimated mortgage of $3,162* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 704 Fisher Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 30, 2024
Sold price information is available to members only
Listed Date12/19/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size40.96 × 109.83 Feet
CountyNorthumberland
Annual Tax$5,547
Legal DescriptionPART OF LOT 60, PLAN 39M876 BEING PART 8 ON REFERENCE PLAN 39R12956 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, School Bus Route, Hospital

Interior Features

Air Exchanger, Auto Garage Door Remote

Security Features

Community Features

Location

Initializing map...
704 Fisher Street, Cobourg, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 704 Fisher Street, Cobourg, ON K9A 0H3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,970 (30.0%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $664,930 over 30 years.
Purchase Price$949,900
Loan Amount$664,930
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Cobourg, ON

For a property listed at $949,900 in Cobourg, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.