729 James Sweetman Avenue, Cobourg, ON

$999,900
MLS#:X12275419
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 36.09 x 116.14 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this exquisite home known as The Cotswold Cottage built by New Amherst Homes. Situated on a private lot with extensive landscaping breathtaking sunsets and showing to absolute perfection with high end finishes and no expenses spared. Step inside to a sun-filled, open-concept bungalow featuring soaring 9 and 10 ft. ceilings, and rich hardwood flooring. The spacious family sized living room boasts elegant window coverings and draperies combined with the dining room making it ideal for entertaining guests. The modern kitchen is a chefs dream with an oversized island, updated cabinetry, quartz countertops, built-in stainless steel appliances, and a large eat-in area. The primary suite offers a peaceful retreat with a private spa like 3-piece ensuite, while the second bedroom (converted to an office / library ~ easily converted back to bedroom with removal of the custom bookshelves). Sliding Glass W/O leads to a large private deck with fantastic views. Retractable awning makes for perfect indoor- outdoor living. Back porch stairs leads to lower seating area complete with beautiful landscaping, gardens, and pergola. Professionally finished basement with large egress windows offers 3rd bedroom gorgeous washroom, huge rec-room, gas fireplace and versatile den with tons of storage (provides the perfect space for a home office, library, or optional 4th bedroom). This home has direct access to the spacious garage with builder updated man door. Builder upgraded front porch ideal for relaxing or visiting with neighbours. This is a rare opportunity to own a spectacular home in a vibrant, close-knit community. No disappointments and not to be missed!.

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Property Summary

This detached home located at 729 James Sweetman Avenue, Cobourg is currently for sale and has been available on SousaSells for 371 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 729 James Sweetman Avenue, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 14, 2025
Sold price information is available to members only
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished
Lot Size36.09 × 116.14 Feet
CountyNorthumberland
Annual Tax$5,921
Legal DescriptionLOT 6, PLAN 39M901 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View

Interior Features

Air Exchanger, Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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729 James Sweetman Avenue, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 729 James Sweetman Avenue, Cobourg, ON K9A 0K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Cobourg, ON

For a property listed at $999,900 in Cobourg, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.