79 King Street, Cobourg, ON

$1,960
MLS#:X13233458
0 beds
2 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,960 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Spacious lot size measured in Feet
  • equipped with yes central cooling and highly efficient electric forced air heating

Description

Prime Downtown Retail Opportunity! Set your business up for success in this bright, contemporary retail commercial condominium located in the heart of Cobourg's thriving downtown boutique and tourist district. Situated beside the iconic Victoria Hall, this attractive 1120 Sq Ft storefront features expansive Main Street display windows, soaring ceilings, updated flooring and modern lighting, creating a welcoming and professional space for customers and clients alike. A spacious, light-filled shared entry vestibule provides excellent visibility and easy access directly from bustling King Street West. The neighbouring unit is occupied by a long-term professional office tenant, offering stability and complementary foot traffic. This exceptional location places your business steps from the waterfront, beach, marina, shopping, dining, cafés, entertainment venues, art gallery, concert hall, financial institutions, and professional services. Benefit from being surrounded by established anchor tenants in a downtown core that is rapidly approaching full occupancy. Conveniently located just one block from the VIA Rail Station with quick access to Highway 401, and only 100 km east of Toronto, this is an ideal location for entrepreneurs, retailers, service providers, or investors seeking a presence in one of Northumberland County's most desirable commercial districts. Features include: Prime King Street West storefront exposureLarge display windows for maximum visibility. High ceilings and bright interior. Updated flooring and lighting Shared entrance vestibule. Dedicated tenant-use 2-piece washroom in common area. Strong pedestrian traffic in established commercial district Steps to the waterfront, marina, shops, restaurants, and cultural attractions Condominium Fee: $436.42/month. Taxes $291.66/m. All Subject to HST. Rent INCLUDES heat and utilities! Secure your place in this high-demand downtown destination and join a vibrant business community poised for continued growth.

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Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
Listed Date6/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
CountyNorthumberland
Annual Tax$3,500

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeElectric Forced Air
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Public Transit

Location

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79 King Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 79 King Street W B, Cobourg, ON K9A 2M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$98 (5.0%)
* Minimum Canadian down payment required for this price is $98.
Amortization Period25 Years
Estimated Monthly Payment$11Based on a loan of $1,862 over 25 years.
Purchase Price$1,960
Loan Amount$1,862
Provincial Land Transfer Tax:$10
Total Estimated Closing Taxes:$10

About Purchasing a Home in Cobourg, ON

For a property listed at $1,960 in Cobourg, the legal minimum down payment is $98 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,151

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.