797 Kane Terrace, Cobourg, ON

$669,900
MLS#:X13525672
3 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $669,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 24.25 x 126.54 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Spacious Bungaloft Townhome in a Prime Location!Perfectly situated across from a park and just minutes from shopping, restaurants, schools, and convenient access to Highway 401, this spacious bungaloft town home offers comfort, versatility, and an exceptional lifestyle. The main level is wheel chair accessable. Step inside to discover a bright and welcoming open concept living and dining area, highlighted by soaring ceilings that create an impressive sense of space and natural light. The spacious eat in kitchen offers abundant cabinetry, plenty of workspace, and a walkout to a private deck, perfect for morning coffee, outdoor dining, or relaxing in your own peaceful retreat. Designed with convenience in mind, the main floor features a primary bedroom complete with a 3 piece en suite, as well as main-floor laundry for easy everyday living. Upstairs, you'll find a versatile loft overlooking the main living area, two generously sized bedrooms, and a well appointed 4 piece bathroom, providing plenty of room for family or overnight guests. The finished lower level adds outstanding flexibility with a spacious recreation room, a private office, and a full kitchen ideal for extended family, guests, and entertaining. Offering generous living space, a functional layout, and an unbeatable location, this wonderful home is ready to welcome its next owners.

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Property Summary

This townhouse located at 797 Kane Terrace, Cobourg is currently for sale and has been available on SousaSells for 10 days. This property is listed at $669,900 with an estimated mortgage of $2,230* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 797 Kane Terrace, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungaloft
ConstructionStone, Vinyl Siding
BasementFinished
Lot Size24.25 × 126.54 Feet
CountyNorthumberland
Annual Tax$5,416
Legal DescriptionPT BLK 67, PL 39M797, DESIGNATED AS PTS 5 & 6, 39R11270; S/T EASEMENT OVER PT 5, 39R11270 IN FAVOUR OF PT BLK 67, PL 39M797, PTS 2, 3 & 4, 39R11270 AS IN ND3873; T/W EASEMENT OVER PT 4 39R11270 AS IN ND3873; COBOURG; COUNTY OF NORTHUMBERLAND T/W AN UNDIVIDED COMMON INTEREST IN NORTHUMBERLAND COMMON ELEMENTS CONDOMINIUM CORPORATION NO. 54

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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797 Kane Terrace, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 797 Kane Terrace, Cobourg, ON K9A 5Y6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$200,970 (30.0%)
* Minimum Canadian down payment required for this price is $41,990.
Amortization Period30 Years
Estimated Monthly Payment$2,230Based on a loan of $468,930 over 30 years.
Purchase Price$669,900
Loan Amount$468,930
Provincial Land Transfer Tax:$9,873
Total Estimated Closing Taxes:$9,873

About Purchasing a Home in Cobourg, ON

For a property listed at $669,900 in Cobourg, the legal minimum down payment is $41,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,873 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.