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Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
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Just steps from the soft sands of Cobourg Beach and the lively historic downtown, Discover coastal luxury at its finest in one of Cobourg's most desirable waterfront neighbourhoods. This custom-built executive home blends refined design with relaxed lakeside living-where the rhythm of the waves and the charm of small-town life meet.this residence showcases exceptional craftsmanship, modern elegance, and thoughtful architecture that frames stunning views of Lake Ontario.From the moment you enter, you're greeted by a grand foyer leading to soaring ceilings and expansive open-concept living spaces filled with natural light. The chef-inspired kitchen impresses with custom cabinetry, quartz countertops, and a generous island perfect for entertaining. A two-sided fireplace anchors the living area, which opens to a covered terrace-ideal for al fresco dining while listening to the gentle sounds of the lake.The primary suite offers a private sanctuary complete with a spa-inspired ensuite and custom walk-in closet. Additional bedrooms are spacious and beautifully finished, providing comfort and style for family and guests alike.The fully finished lower level adds versatility with room for a media lounge, fitness studio, or guest suite. Outdoor living is elevated with a stone gas fireplace, sauna, and thoughtfully landscaped grounds that invite year-round enjoyment.Additional features include a double garage and professional interior design emphasizing both scale and functionality.Situated in the heart of Northumberland County, Cobourg offers daily VIA Rail service, convenient highway access, proximity to the GTA, and a vibrant downtown brimming with shops, cafés, and cultural attractions-all complemented by one of Ontario's most beloved beaches.Experience timeless elegance and effortless living in this exceptional Cobourg home.
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This detached home located at 98 Ontario Street, Cobourg is currently for sale and has been available for 316 days. This property is listed at $1,695,000 with an estimated mortgage of $5,642* per month. It has 5 beds, 5 bathrooms, and is 3500-5000 square feet. 98 Ontario Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.
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Real estate boards require a verified account to access this data — free and fast to join
Real estate boards require a verified account to access this data — free and fast to join
Real estate boards require a verified account to access this data — free and fast to join
Real estate boards require a verified account to access this data — free and fast to join
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None listed
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No historical data available for this property.
This could be the first listing for this address.
This property at 98 Ontario Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.
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The current listing price for 98 Ontario Street, Cobourg, ON in Cobourg, Cobourg is $1,695,000.
This property features 5 bedrooms and 5 bathrooms across approximately 3500-5000 sqft.
98 Ontario Street, Cobourg, ON is a Detached (2-Storey) featuring a Finished, Full basement.
Key property features include: Beach, Clear View, Cul de Sac/Dead End, Level, Marina, Library.
Interior highlights include: Air Exchanger, Auto Garage Door Remote, ERV/HRV, Generator - Full, Primary Bedroom - Main Floor, Sauna, Water Heater, Separate Heating Controls, Sump Pump, Storage, Steam Room, Floor Drain.
Security features include: Smoke Detector, Carbon Monoxide Detectors.
Yes, this property offers parking space for 8.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 98 Ontario Street S, Cobourg, ON K9A 3B3
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Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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