145 Third Street, Unit 218, Cobourg, ON

$589,900
MLS#:X14170418
2 Bedrooms
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 145 Third Street Cobourg ON listed at $589,900 (MLS# X14170418) - Main View
For Sale
Added:Nov 11, 2026(2 days ago)
Updated:Nov 11, 2026(2 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • Ample parking with 1.0 garage spaces (1.0 total parking spaces) with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Enjoy the best of lakeside living in this beautifully situated 2-bedroom, 2-bathroom condo, just steps from Cobourg Beach and Marina. Offering picturesque water views and the ease of one-level living, this low-maintenance home is ideal for those seeking a relaxed lifestyle without compromising location or comfort. The bright, open-concept principal living space features a carpet-free layout, with a well-appointed living room highlighted by expansive windows and a walkout to the private balcony, the perfect place to enjoy the lake views. The adjoining dining area features a decorative ceiling medallion, creating an inviting space for everyday living and entertaining. The thoughtfully designed kitchen features stainless steel appliances, ceiling-height cabinetry and a breakfast bar with pendant lighting. The spacious primary bedroom offers a large window, dual closets and a private ensuite bathroom. A sun-filled second bedroom, additional bathroom and convenient in-suite laundry complete this well-designed layout. Enjoy an exceptional walkable lifestyle with Cobourg's vibrant downtown just steps away, offering boutique shops, local markets, cafés and restaurants, while Northumberland Hills Hospital is moments away. With the beach and marina at your doorstep and convenient access to Highway 401, this is an outstanding opportunity to enjoy carefree lakeside living in one of Cobourg's most desirable locations.

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Property Summary

This condo apartment located at 145 Third Street, Cobourg is currently for sale and has been available for 2 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 2 beds, 2 bathrooms, and is 1000-1199 square feet. 145 Third Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$589,900
Maintenance Fee$1,067.99/mo
AddedNov 11, 2026 (2 days ago)
UpdatedNov 11, 2026 (2 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX HALLMARK FIRST GROUP REALTY LTD.

Property Details

Property Sub-TypeCondo Apartment
Architectural Style3-Storey
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$5,760.3
Rental ItemsNone.

Parking & Garage

Parking Total1.0
Parking Space0
Garage Parking1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake/Pond
  • Marina

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom condo apartment at 145 Third Street, Unit 218, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

Browse all verified Cobourg real estate listings, compare active Cobourg houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $1,964*/month*. Estimated Ontario Land Transfer Tax: $8,273. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 145 Third Street, Unit 218, Cobourg, ON

Q.What is the asking price for 145 Third Street, Unit 218, Cobourg, ON ?

The current listing price for 145 Third Street, Unit 218, Cobourg, ON in Cobourg, Cobourg is $589,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1000-1199 sqft.

Q.What property type and architectural style is 145 Third Street, Unit 218, Cobourg, ON ?

145 Third Street, Unit 218, Cobourg, ON is a Condo Apartment (3-Storey) featuring a None basement.

Q.What key property features does 145 Third Street, Unit 218, Cobourg, ON offer?

Key property features include: Beach, Lake/Pond, Marina.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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145 Third Street, Unit 218, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 145 Third Street 218, Cobourg, ON K9A 5X1

Estimated Sales Range
$560,000 - $578,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in Cobourg, ON

For a property listed at $589,900 in Cobourg, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$589,900

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