431 Orchard Avenue, Unit C, Cobourg, ON

$849,900
MLS#:X14101284
3 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 431 Orchard Avenue Cobourg ON listed at $849,900 (MLS# X14101284) - Main View
Open House
For Sale
Added:Oct 21, 2026(today)
Updated:Oct 21, 2026(today)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 29.17 x 115.81 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (6.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover this exceptional executive freehold townhome in one of Cobourg's most desirable neighbourhoods, showcasing impressive upgrades, refined finishes and the elegance of a model home. Expansive windows, 9-foot ceilings, rounded-edge drywall, engineered hardwood flooring on the main level and pot lights throughout create a sophisticated, light-filled atmosphere. The stunning chef-inspired kitchen features ceiling-height cabinetry, stainless steel appliances, upgraded lighting and an extraordinary 9.5' x 4' centre island with built-in microwave, perfect for entertaining and everyday living. A solid oak staircase leads upstairs, where engineered hardwood continues through the hallway. The spacious primary retreat boasts a spa-inspired ensuite with double sinks, a soaker tub and separate glass-enclosed shower. Two additional bedrooms, each with a large walk-in closet, a four-piece bathroom and convenient second-floor laundry complete this beautifully appointed level. Upgraded tile, plumbing fixtures and lighting further elevate the interior. The landscaped backyard oasis features a spacious deck with privacy wall, solar lighting and dedicated BBQ area. An elegant paver stone patio, 12' x 10' gazebo with colour-changing built-in lights and custom firepit with a direct propane line create an inviting setting for outdoor entertaining. Convenient under-deck storage adds practicality. The impressive garage features a fully insulated, drywalled and painted interior with epoxy-finished flooring, ideal for a home gym, workshop or hobby space. An EV charging rough-in adds future-ready convenience. Enjoy an enviable lifestyle within walking distance of Cobourg's beach, restaurants, shopping and everyday amenities, with excellent schools nearby and quick access to Highway 401. A distinguished executive townhome offering upscale finishes, exceptional indoor-outdoor living and a refined lifestyle of comfort, style and convenience.

Upcoming Open Houses

1 Scheduled
Saturday, October 24, 20261:00 PM - 3:00 PMPublic
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Property Summary

This townhouse located at 431 Orchard Avenue, Cobourg is currently for sale and has been available for 0 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 431 Orchard Avenue, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$849,900
AddedOct 21, 2026 (today)
UpdatedOct 21, 2026 (today)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage ProAlliance Realty

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementFull
Lot Size29.17 Ă— 115.81 Feet
CountyNorthumberland
Annual Tax$6,934.37
Rental ItemsTankless Water Heater (Navien 240 A) and Heat Recovery Ventilator (Enercare)
Legal DescriptionPART BLOCK 5, PLAN 39M947, PARTS 41 & 42, 39R14580 SUBJECT TO AN EASEMENT IN GROSS OVER PART 6 ON 39R14304 AS IN ND218907 TOGETHER WITH AN EASEMENT OVER PARTS 35, 36, 37, 38, 39, 40, 43, 44, 45 & 46, 39R14580 AS IN ND248756 SUBJECT TO AN EASEMENT OVER PARTS 41 & 42, 39R14580 IN FAVOUR OF PARTS 35, 36, 37, 38, 39, 40, 43, 44, 45 & 46, 39R14580 AS IN ND248756 SUBJECT TO AN EASEMENT FOR ENTRY AS IN ND284039 TOWN OF COBOURG

Parking & Garage

Parking Total6.0
Parking Space4
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard
  • Hospital
  • Park
  • Rec./Commun.Centre
  • School

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom att/row/townhouse at 431 Orchard Avenue, Unit C, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $2,829*/month*. Estimated Ontario Land Transfer Tax: $13,473. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 431 Orchard Avenue, Unit C, Cobourg, ON

Q.What is the asking price for 431 Orchard Avenue, Unit C, Cobourg, ON ?

The current listing price for 431 Orchard Avenue, Unit C, Cobourg, ON in Cobourg, Cobourg is $849,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 431 Orchard Avenue, Unit C, Cobourg, ON ?

431 Orchard Avenue, Unit C, Cobourg, ON is a Att/Row/Townhouse (2-Storey) featuring a Full basement.

Q.What key property features does 431 Orchard Avenue, Unit C, Cobourg, ON offer?

Key property features include: Beach, Fenced Yard, Hospital, Park, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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431 Orchard Avenue, Unit C, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 431 Orchard Avenue C, Cobourg, ON K9A 3T7

Estimated Sales Range
$807,000 - $833,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Cobourg, ON

For a property listed at $849,900 in Cobourg, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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