434 Oak Street, Collingwood, ON

$819,900
MLS#:S12374876
5 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
434 Oak Street, Collingwood, ON L9Y 2Y7
⚠️

Property no longer active

This property was sold on October 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Collingwood. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $819,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 35 x 131.2 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Bar Fridge, Generator - Full, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 434 Oak Street a meticulously maintained 5-bedroom, 3-bathroom home nestled on a picturesque, tree-lined street in the heart of Collingwood. With over 2,000 square feet of finished living space, this charming residence showcases true pride of ownership at every turn. Step inside to discover a warm and inviting interior featuring a living area that is centered around a cozy fireplace, perfect for relaxing evenings. The main floor also boasts a modern kitchen with a stainless steel gas range, and a spacious dining room that walks out to the fabulous deck. A main floor primary bedroom, complete with a walk-in closet and 4pc private ensuite, enable main floor living. Upstairs, you'll find 2 additional bedrooms and a bathroom, and on the lower level, the 4th and 5th bedroom, a rec room, the laundry room, and a 3 piece bathroom. Outdoors, enjoy a beautifully landscaped and shaded backyard oasis, ideal for entertaining or quiet afternoons. Additional highlights include a garden shed, a two-car driveway, a reliable back-up generator offering peace of mind year-round, and the NEST security system and temperature control. Fill this home with your growing family, or functionality as exemplified with an office, gym, and sanctuary/ craft room. This home combines comfort, convenience, and timeless curb appeal a rare find in one of Collingwood's most sought-after neighbourhoods.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 434 Oak Street, Collingwood is currently for sale and has been available on SousaSells for 338 days. This property is listed at $819,900 with an estimated mortgage of $2,729* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 434 Oak Street, Collingwood is in the Collingwood neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Collingwood, Collingwood.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Collingwood, Collingwood.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 17, 2025
Sold price information is available to members only
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten
BasementFull, Finished
Lot Size35 × 131.2 Feet
CountySimcoe
Annual Tax$4,399
Legal DescriptionPT LT 56 W/S OAK ST PL 45 COLLINGWOOD PT 1, 51R23903; S/T RO1406592; COLLINGWOOD

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Bar Fridge
  • Generator - Full
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 434 Oak Street, Collingwood, ON

Q.What is the asking price for 434 Oak Street, Collingwood, ON ?

The current listing price for 434 Oak Street, Collingwood, ON in Collingwood, Collingwood is $819,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 434 Oak Street, Collingwood, ON ?

434 Oak Street, Collingwood, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, Generator - Full, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

Initializing map...
434 Oak Street, Collingwood, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 434 Oak Street, Collingwood, ON L9Y 2Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Collingwood.

Configure Loan Settings

Interest Rate4.00%
Down Payment$245,970 (30.0%)
* Minimum Canadian down payment required for this price is $56,990.
Amortization Period30 Years
Estimated Monthly Payment$2,729Based on a loan of $573,930 over 30 years.
Purchase Price$819,900
Loan Amount$573,930
Provincial Land Transfer Tax:$12,873
Total Estimated Closing Taxes:$12,873

About Purchasing a Home in Collingwood, ON

For a property listed at $819,900 in Collingwood, the legal minimum down payment is $56,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,873 for this transaction. As this listing is in Collingwood (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,873.

Similar Listings in Collingwood, Collingwood

Explore all Just Listed Homes in Collingwood

Collingwood, Collingwood Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Collingwood, Collingwood.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$927,003

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Collingwood, Collingwood

Elementary Schools

Mountain View
Public300 Spruce Street, Collingwood, Ontario, L9Y 3H1
7.5
Cameron Street
Public575 Cameron Street, Collingwood, Ontario, L9Y 2J4
5.6
Connaught
Public300 Peel Street, Collingwood, Ontario, L9Y 3W2
5.7
St Mary's
Public18 Saunders Street, Collingwood, Ontario, L9Y 0G2
6.0
Admiral Collingwood
Public15 Dey Drive, Collingwood, Ontario, L9Y 4N9
6.8

Secondary Schools

Collingwood
Public6 Cameron Street, Collingwood, Ontario, L9Y 2J2
6.5
Jean Vanier
Public160 Collins Street, Collingwood, Ontario, L9Y 4R1
6.5

Collingwood, Collingwood Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.