493 ONTARIO Street, Collingwood, ON

$475,000
MLS#:S13522562
3 beds
2 baths
1400-1599 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of Collingwood. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Million-dollar Georgian Bay views from your own oversized bay windows - at a price that makes the waterfront lifestyle finally attainable. Tucked on sought-after Ontario Street in Collingwood, this spacious townhouse delivers the rare combination buyers are chasing: water at your doorstep, downtown around the corner, and the ski hills minutes away.Inside, the layout just works. Three bedrooms upstairs plus a versatile walk-out lower-level rec room that flexes effortlessly into a 4th bedroom, guest suite, home office, or family lounge. The oversized kitchen is the heart of the home - generous cabinet and counter space, a sunny eat-in breakfast nook, and big windows that frame the bay while flooding the space with natural light.The fully renovated 4-piece bathroom has been tastefully updated with modern finishes and a tub/shower combination built for both comfort and style. The walk-out lower level adds real living space and flexibility -perfect for growing families, weekend guests, or a quiet recreational retreat steps from the water.But the lifestyle is the real headline. Walk straight from your backyard to Sunset Point and spend your days paddle boarding, kayaking, fishing, swimming, or wandering the waterfront trails along Georgian Bay. Morning coffee with the sunrise over the water. Evenings watching Collingwood's famous sunsets light up the sky. This kind of connection to nature is almost impossible to find at this price point.Additional features include visitor parking, lower-level laundry, and easy access to Blue Mountain, golf courses, hiking trails, and year-round recreation.Whether you're looking for a full-time residence, weekend escape, investment property, or the perfect starter home on the water, this townhouse delivers exceptional value in one of Collingwood's most desirable waterfront pockets. Properties like this - at this price, in this location - don't come up often. Come see it before it's gone.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick Front, Vinyl Siding
BasementNone
CountySimcoe
Annual Tax$1,878

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

None

Security Features

Community Features

Location

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493 ONTARIO Street, Collingwood, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 493 ONTARIO Street, Collingwood, ON L9Y 4B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Collingwood.

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Interest Rate5.25%
Down Payment$23,750 (5.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period25 Years
Estimated Monthly Payment$2,689Based on a loan of $451,250 over 25 years.
Purchase Price$475,000
Loan Amount$451,250
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in Collingwood, ON

For a property listed at $475,000 in Collingwood, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Collingwood (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

Nearby Listings

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No current listings found in Collingwood.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Collingwood, Collingwood.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$856,020

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Mountain View
Public300 Spruce Street, Collingwood, Ontario, L9Y 3H1
7.5
Cameron Street
Public575 Cameron Street, Collingwood, Ontario, L9Y 2J4
5.6
Connaught
Public300 Peel Street, Collingwood, Ontario, L9Y 3W2
5.7
St Mary's
Public18 Saunders Street, Collingwood, Ontario, L9Y 0G2
6.0
Admiral Collingwood
Public15 Dey Drive, Collingwood, Ontario, L9Y 4N9
6.8

Secondary Schools

Collingwood
Public6 Cameron Street, Collingwood, Ontario, L9Y 2J2
6.5
Jean Vanier
Public160 Collins Street, Collingwood, Ontario, L9Y 4R1
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.