121 Water Street, Unit 405, Cornwall, ON

$325,000
MLS#:X13593710
2 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 717 - Cornwall. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Storage Area Lockers
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Priced to sell this condo unit will make a great investment opportunity or transition for seniors downsizing to their own apartment in a secure building with underground parking or a great alternative to having an in-law suite.This is a 2 bedroom condo with a 4pc bath, kitchen, living room and dining room. Although there is no balcony there are wall to wall windows in the living room allowing lots of natural light to flow into this open concept apartment and the windows are screened to allow for fresh air. Unit also features laundry hookups and air conditioning. Please note that new flooring is being installed in the living room, dining room & bedrooms. Great downtown location in a mostly senior building near the downtown core shopping & restaurant district and across from the park, river & bike/walking path.

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Property Summary

This condo apartment located at 121 Water Street, Cornwall is currently for sale and has been available on SousaSells for 9 days. This property is listed at $325,000 with an estimated mortgage of $1,082* per month. It has 2 beds, 1 bathroom, and is 900-999 square feet. 121 Water Street, Cornwall is in the 717 - Cornwall neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 717 - Cornwall, Cornwall.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cornwall.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementOther
CountyStormont, Dundas and Glengarry
Annual Tax$3,343

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Storage Area Lockers

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 121 Water Street, Unit 405, Cornwall, ON

Q.What is the asking price for 121 Water Street, Unit 405, Cornwall, ON ?

The current listing price for 121 Water Street, Unit 405, Cornwall, ON in 717 - Cornwall, Cornwall is $325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 121 Water Street, Unit 405, Cornwall, ON ?

121 Water Street, Unit 405, Cornwall, ON is a Condo Apartment (Apartment) featuring a Other basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Storage Area Lockers.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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121 Water Street, Unit 405, Cornwall, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 121 Water Street W 405, Cornwall, ON K6J 5T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cornwall.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,500 (30.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period30 Years
Estimated Monthly Payment$1,082Based on a loan of $227,500 over 30 years.
Purchase Price$325,000
Loan Amount$227,500
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in Cornwall, ON

For a property listed at $325,000 in Cornwall, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in Cornwall (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

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717 - Cornwall, Cornwall Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 717 - Cornwall, Cornwall.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$470,876

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 717 - Cornwall, Cornwall

Elementary Schools

Central
Public200 Amelia Street, Cornwall, Ontario, K6H 0A5
4.9
Sacred Heart
Public1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
2.4
Notre-Dame
Public420 Fifteenth Street West, Cornwall, Ontario, K6J 3K5
5.3
Bridgewood
Public850 Nick Kaneb Drive, Cornwall, Ontario, K6H 6Z2
4.2
Marie-Tanguay
Public1500 Holy Cross Boulevard, Cornwall, Ontario, K6H 2X1
5.6

Secondary Schools

St Matthew Catholic
CatholicCornwall, Ontario
0.0
Cornwall
Public437 Sydney Street, Cornwall, Ontario, K6H 3H9
3.1
La Citadelle
Public510 McConnell Avenue, Cornwall, Ontario, K6H 4M1
4.3
St. Joseph’s
Catholic1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
6.1
St. Lawrence
Catholic1450 Second Street East, Cornwall, Ontario, K6H 5Z8
2.1

717 - Cornwall, Cornwall Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.