206-208 Gardner Avenue, Cornwall, ON

$524,900
MLS#:X13243572
8 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 717 - Cornwall. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 8 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 130 ft lot
  • Features a full, finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: In-Law Suite, Separate Hydro Meter, Water Heater Owned
  • Efficient baseboard heating via electric

Description

DUPLEX WITH IN-LAW SUITE! This ideally owner occupied duplex might be just what you've been waiting on and best yet is situated directly across the street from a beautiful municipal park... Are you looking minimize your living expenses or to add a great investment property to your portfolio? This fantastic + unique opportunity generates over 41k of income per year assuming that the in-law suite remains vacant and not included in any of the current or future leases. The property features a main level 3 bedroom apartment, a 3 bedroom second storey apartment complete with a balcony + enclosed porch and as a bonus there's a 2 bedroom basement in-law suite with separate access. Both the main level and second level apartments are currently leased on a month/month basis however the in-law suite is fully vacant and not included in any of the current leases plus the building is serviced with separate laundry connections, 3 electrical meters and 3 natural gas meters. The main level unit has a separate driveway on the north side and the upper level unit has parking available in the rear yard which is accessed by the driveway on the south side. The property has undergone many updates over the years and is situated steps away from St Joseph Park, the St Lawrence River + the Waterfront trail and within walking distance to the East Court Mall, Schools and Public Transit. Seller requires SPIS signed & submitted with all offer(s) and 2 full business days irrevocable to review any/all offer(s).

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Key Features

Bedrooms
8
Bathrooms
3
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 8, 2026
Sold price information is available to members only
Listed Date6/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Finished, Separate Entrance
Lot Size50 × 130 Feet
CountyStormont, Dundas and Glengarry
Annual Tax$3,629
Legal DescriptionLT 23 PL 187; CORNWALL

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Park, Public Transit, School

Interior Features

In-Law Suite, Separate Hydro Meter, Water Heater Owned

Security Features

Community Features

Location

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206-208 Gardner Avenue, Cornwall, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 206-208 Gardner Avenue, Cornwall, ON K6H 5H6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cornwall.

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Interest Rate5.25%
Down Payment$27,490 (5.2%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period25 Years
Estimated Monthly Payment$2,964Based on a loan of $497,410 over 25 years.
Purchase Price$524,900
Loan Amount$497,410
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in Cornwall, ON

For a property listed at $524,900 in Cornwall, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Cornwall (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

Nearby Listings

Distance:

No current listings found in Cornwall.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cornwall.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$531,367

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Central
Public200 Amelia Street, Cornwall, Ontario, K6H 0A5
4.9
Sacred Heart
Public1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
2.4
Notre-Dame
Public420 Fifteenth Street West, Cornwall, Ontario, K6J 3K5
5.3
Bridgewood
Public850 Nick Kaneb Drive, Cornwall, Ontario, K6H 6Z2
4.2
Marie-Tanguay
Public1500 Holy Cross Boulevard, Cornwall, Ontario, K6H 2X1
5.6

Secondary Schools

St Matthew Catholic
CatholicCornwall, Ontario
0.0
Cornwall
Public437 Sydney Street, Cornwall, Ontario, K6H 3H9
3.1
La Citadelle
Public510 McConnell Avenue, Cornwall, Ontario, K6H 4M1
4.3
St. Joseph’s
Catholic1500 Cumberland Street, Cornwall, Ontario, K6J 5V9
6.1
St. Lawrence
Catholic1450 Second Street East, Cornwall, Ontario, K6H 5Z8
2.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.