109 Mcdonald Road, Cramahe, ON

$899,900
MLS#:X14161722
3 Bedrooms
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 109 Mcdonald Road Cramahe ON listed at $899,900 (MLS# X14161722) - Main View
For Sale
Added:Nov 9, 2026(5 days ago)
Updated:Nov 11, 2026(3 days ago)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium aluminum siding and metal/steel siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80 x 161 ft lot
  • Ample parking with 2.0 garage spaces (8.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

The last home at the end of McDonald Road, 109 McDonald Rd in Cramahe offers four-season living on Little Lake. This 3-bedroom, 2-full-bath waterfront home has a level lawn stretching from the 16.5' x 20' lakeside deck to a shallow, sandy shoreline. Sip your morning coffee overlooking the water, launch a kayak from the aluminum dock installed in 2025 and watch the sun set over the lake.Natural light fills the open-concept living area. The kitchen features granite countertops, an oversized matte black sink, a 2025 stove and range hood, and a 2026 dishwasher. The spacious primary bedroom overlooks the lake, the upstairs bath features a clawfoot soaker tub, and the main-floor bath was updated in 2025. Three wall-mounted units provide heating and cooling across both floors, with app-controlled electric baseboard heat as well. The fully winterized home also features a metal roof and a UV water treatment system installed in 2022. The septic system was pumped in May 2026. Swim, boat or fish right from the property, then gather for dinner on the deck. A fenced dog run gives pets their own space, while a detached garage, workshop, garden area and ample parking leave room for hobbies, vehicles and a boat. Enjoy easy access to Highway 401, downtown Brighton and Presqu'ile Provincial Park. All furniture is included in the purchase price, including a king bed, two queen beds, six single beds, a leather sofa, dining, balcony and patio seating. Two TVs, mattresses, bedding, towels, a fridge, microwave, BBQ, a tower fan, foosball table, outdoor swings and Muskoka chairs, kitchen utensils, dinnerware, bowls, plates and more are also included. Two paddle boats, two kayaks, a canoe, paddles and life jackets are ready for days on the lake. Move in and enjoy it as a year-round home or cottage, with potential for rental income. High speed Starlink internet.

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Property Summary

This detached home located at 109 Mcdonald Road, Cramahe is currently for sale and has been available for 5 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 109 Mcdonald Road, Cramahe is in the Rural Cramahe neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Cramahe, Cramahe.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cramahe.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$899,900
AddedNov 9, 2026 (5 days ago)
UpdatedNov 11, 2026 (3 days ago)
Last Checked15 minutes ago
Transaction TypeFor Sale
List Office NameRIGHT AT HOME REALTY

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Metal/Steel Siding
BasementNone
Lot Size80 × 161 Feet
CountyNorthumberland
Annual Tax$3,715.05
Rental ItemsNone
Legal DescriptionPt Lt 16 Con 3 Cramahe Being Part 1 On Plan 38R-19

Parking & Garage

Parking Total8.0
Parking Space6
Garage Parking2.0
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

  • Beach
  • Clear View
  • Cul de Sac/Dead End
  • Golf
  • School Bus Route
  • Waterfront

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cramahe Home Buyer Advisory & Market HubActive MLS® Listing in Cramahe, Ontario

Looking to Buy a Home in Cramahe?

If you are looking for a house in Cramahe or researching Cramahe real estate for sale, this 3-bedroom detached at 109 Mcdonald Road, Cramahe, ON offers an exceptional opportunity to buy a home in Cramahe, Ontario. Whether you are a first-time Cramahe home buyer or comparing active Cramahe MLS® homes for sale, working with a dedicated Cramahe buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cramahe realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cramahe Buyer Budget & Costs

Estimated mortgage: $2,995*/month*. Estimated Ontario Land Transfer Tax: $14,473. First-time Cramahe home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cramahe

Frequently Asked Questions about 109 Mcdonald Road, Cramahe, ON

Q.What is the asking price for 109 Mcdonald Road, Cramahe, ON ?

The current listing price for 109 Mcdonald Road, Cramahe, ON in Rural Cramahe, Cramahe is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 109 Mcdonald Road, Cramahe, ON ?

109 Mcdonald Road, Cramahe, ON is a Detached (1 1/2 Storey) featuring a None basement.

Q.What key property features does 109 Mcdonald Road, Cramahe, ON offer?

Key property features include: Beach, Clear View, Cul de Sac/Dead End, Golf, School Bus Route, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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109 Mcdonald Road, Cramahe, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Cramahe, Cramahe

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 109 Mcdonald Road, Cramahe, ON K0K 1S0

Estimated Sales Range
$855,000 - $882,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Cramahe, ON

For a property listed at $899,900 in Cramahe, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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Rural Cramahe, Cramahe Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Cramahe, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$820,915

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Cramahe, Cramahe

Elementary Schools

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Secondary Schools

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Rural Cramahe, Cramahe Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$899,900

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