149 Pine Tree Lane, Cramahe, ON

$1,189,000
MLS#:X13454560
4 beds
3 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,189,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 192 x 796.25 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

The perfect balance of modern elegance with the serene beauty of the great outdoors. Located just steps from the tranquil, turquoise waters of Little Lake, this contemporary residence is a true sanctuary, deeply rooted in nature. The property greets you with a circular drive, beautiful perennial gardens, and an oversized two-car garage featuring a convenient direct entrance into the home. Inside, you will discover a gracious, light-filled living space designed for comfort and connection. The open-concept layout features gleaming hardwood floors and soaring vaulted ceilings, while oversized windows ensure the home remains bright and airy. You can step out onto the ample deck for your morning coffee or alfresco dining, fully immersing yourself in the peaceful atmosphere of your surroundings. The modern kitchen features a large island, beautiful cabinetry, and stainless appliances, making it a pleasure for both daily living and entertaining. Fiber optic connectivity provides a necessary convenience in this rural setting. With four spacious bedrooms and 2.5 bathrooms, this home offers incredible versatility. The lower level features high ceilings and large windows that continue to fill the home with natural light, providing a flexible living space, perfect for a home theatre, gym, or additional storage. Beyond the main residence, this property includes a garden shed, raised garden bed and a detached workshop/studio, ideal for creative pursuits or projects. The crown jewel of this estate is the 3.5+ acres of your own private, lush forest. Wander through your personal woodland sanctuary, where winding trails invite you to reconnect with nature, and curated vignettes offer quiet, secluded spots for meditation or relaxation. Whether you are listening to the gentle rustle of leaves, watching local wildlife, or breathing in the fresh, pine-scented air, this property provides an unparalleled connection to nature.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Vinyl Siding
BasementFinished, Full
Lot Size192 × 796.25 Feet
CountyNorthumberland
Annual Tax$6,264
Legal DescriptionPt Lt 18 Con 3 Cramahe Pt 4, 38R4375 Twp Cramahe

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Ravine, School, School Bus Route, Wooded/Treed

Interior Features

ERV/HRV, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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149 Pine Tree Lane, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 149 Pine Tree Lane, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate5.25%
Down Payment$237,800 (20.0%)
* Minimum Canadian down payment required for this price is $237,800.
Amortization Period25 Years
Estimated Monthly Payment$5,668Based on a loan of $951,200 over 25 years.
Purchase Price$1,189,000
Loan Amount$951,200
Provincial Land Transfer Tax:$20,255
Total Estimated Closing Taxes:$20,255

About Purchasing a Home in Cramahe, ON

For a property listed at $1,189,000 in Cramahe, the legal minimum down payment is $237,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,255 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,255.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,574

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.