227 Simpson Road, Cramahe, ON

$1,496,500
MLS#:X12432778
3 beds
4 baths
2000-2500 sqft
11.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 11, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium hardboard and log construction, this residence presents an exceptional opportunity offered at $1,496,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 128.5 x 298 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to Strawberry Lane, an exclusive collection of homes along the shores of Lake Ontario. Just East of Cobourg, 7km to the 401. You will fall in love as you meander down the private tree-lined laneway. Renovated luxury log home is a testament to timeless craftsmanship and thoughtful design. Offering the perfect blend of rustic charm and modern comfort. Meticulously landscaped 1-acre waterfront property. The heart of the original cabin immediately impresses with soaring cathedral ceilings. Rich wood flooring and a wood stove insert that anchors the living space. A charming sleeping loft with its own 4-piece bath overlooks the living area. The main-floor primary wing features cathedral ceilings, custom-built-ins, and a spa-inspired en-suite. Convenient laundry - just down the hall. Designed as both a restful retreat and a functional space. A seamless main floor addition enhances the home with natural light. The thoughtfully designed kitchen marries rustic textures with modern elegance. Featuring stone accents, wood details, and high-end appliances. Suited to both everyday living and entertaining. Outdoors, the property is a gardener's paradise, with lush perennial beds, stone walkways, and peaceful sitting areas. Several outbuildings add both charm and convenience. An enchanting artist's bunkie could provide extra sleeping accommodations for guests. Detached, insulated, heated garage and oversized storage for all the toys. At the waters edge, elevated views stretch across Lake Ontario. Meander down a gentle path to your private beach and shallow-entry swimming area. From morning coffee on the deck to summer afternoons by the water this property embraces every season. Whether envisioned as a year-round residence or a weekend retreat. This is a rare opportunity to live lakeside without compromise. A lifestyle defined by tranquility, beauty, and inspiration.

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Property Summary

This detached home located at 227 Simpson Road, Cramahe is currently for sale and has been available on SousaSells for 290 days. This property is listed at $1,496,500 with an estimated mortgage of $4,981* per month. It has 3 beds, 4 bathrooms, and is 2000-2500 square feet. 227 Simpson Road, Cramahe is in the Rural Cramahe neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 11, 2025
Sold price information is available to members only
Listed Date9/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionHardboard, Log
BasementFull, Finished
Lot Size128.5 × 298 Feet
CountyNorthumberland
Annual Tax$6,723.9
Legal DescriptionPT LT 24 CON BROKEN FRONT CRAMAHE PT 3, 38R4566; T/W NC243359 TOWNSHIP OF CRAMAHE

Parking & Garage

Parking Spaces11.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Cul de Sac/Dead End, Golf, Hospital, Waterfront

Interior Features

Auto Garage Door Remote, Carpet Free, Generator - Full, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Purifier, Water Softener, Water Treatment

Security Features

Security System

Community Features

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Location

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227 Simpson Road, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 227 Simpson Road 6, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$448,950 (30.0%)
* Minimum Canadian down payment required for this price is $299,300.
Amortization Period30 Years
Estimated Monthly Payment$4,981Based on a loan of $1,047,550 over 30 years.
Purchase Price$1,496,500
Loan Amount$1,047,550
Provincial Land Transfer Tax:$26,405
Total Estimated Closing Taxes:$26,405

About Purchasing a Home in Cramahe, ON

For a property listed at $1,496,500 in Cramahe, the legal minimum down payment is $299,300 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,405 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,405.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Cramahe, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$825,532

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.