30 Church Street, Cramahe, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning < 700 sqft on a premium 66 x 199.51 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- Efficient forced air heating via gas
Description
Welcome to the charm of small-town living, just 20 minutes to Cobourg and 40 minutes to Belleville, in the community proudly known as the home of The Big Apple. Whether you're starting out or looking for an investment, this nicely updated detached home offers flexibility, comfort, and opportunity with two fully self-contained units! The front unit features a sun-filled living room with tall ceilings, an eat-in kitchen and modern 3pc bath with laundry on the main floor. The beautiful open staircase leads to two bedrooms on the upper level. The rear unit offers three bedrooms, an eat-in kitchen with breakfast bar, and a bright, spacious combined living and dining area, highlighted by a vaulted ceiling, accent wall, and walk-out to the deck, perfect for relaxing or entertaining. A large 4-piece bath completes the space. Each unit enjoys its own laundry, separate driveways, and individually fenced yards, offering privacy and independence for owners or tenants alike. This is a great opportunity to put down roots or invest in a welcoming small-town community.
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Pricing & Value Insights
Data-driven valuation for 30 Church Street W, Cramahe, ON K0K 1S0
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About Purchasing a Home in Cramahe, ON
For a property listed at $639,900 in Cramahe, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.