428 Victoria Beach Road, Cramahe, ON

$1,127,434
MLS#:X12380960
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,127,434 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 203.43 x 386.43 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Looking for a dream home near Lake Ontario? Fidelity Homes presents a stunning 1800 sqft bungalow with premium features, including upgraded flooring, custom cabinetry, and quartz countertops. The open-concept floor plan boasts a kitchen, dining room, and great room with a walkout to deck. Three spacious bedrooms, with a Primary bedroom including an en-suite with a walk-in closet, and a convenient mudroom with laundry and access to garage. The finished basement includes another bathroom and a fourth bedroom with extra space for future development( approximately 1128sqft.) Buyers can customize finishes in this pre-construction property. Backed by a 7-year Tarion warranty, this home situated on a 1.8-acre lot offers a serene country setting with easy access to town and the 401. Turn your dream home into a reality with award winning Fidelity Homes. ( Home is not built yet) Listing price reflects expanded HST new residential rebate for eligible purchasers.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date9/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFull
Lot Size203.43 × 386.43 Feet
CountyNorthumberland
Annual Tax$0
Legal DescriptionPT LT 27 CON 1 CRAMAHE PART 2, 39R14839; CRAMAHE (PIN 51146-0339)

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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428 Victoria Beach Road, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 428 Victoria Beach Road, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate5.25%
Down Payment$225,487 (20.0%)
* Minimum Canadian down payment required for this price is $225,487.
Amortization Period25 Years
Estimated Monthly Payment$5,375Based on a loan of $901,947 over 25 years.
Purchase Price$1,127,434
Loan Amount$901,947
Provincial Land Transfer Tax:$19,024
Total Estimated Closing Taxes:$19,024

About Purchasing a Home in Cramahe, ON

For a property listed at $1,127,434 in Cramahe, the legal minimum down payment is $225,487 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,024 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,024.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Cramahe, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$821,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.