981 COWIE Road, Cramahe, ON

$1,199,000
MLS#:X9296949
3 beds
2 baths
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Castleton. Expertly crafted featuring premium other and stone construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Spacious lot size measured in Acres
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Sited on a picturesque 28 acre parcel with a wonderful pond and creek, this attractive, country residence is nicely tucked in one of Northumberland County's scenic settings and enjoys prized privacy and unrivaled panoramic country views. 981 Cowie Road is a custom built, slab on grade bungalow enhanced by premium features and upgrades. Featuring a smartly designed, open concept floor plan incorporating a well appointed kitchen with island, living area with fireplace, dining area with walk-out to patio, family room with eastern views, primary bedroom with ensuite, 2 other bedrooms and one more full bath. The detached 3 car garage offers a large loft with potential galore. If you're searching for the quintessential "country home" one where you can re-energize from the demands of modern life, 981 Cowie road has what it takes and then some! NOTE 1: All Offers Must Have An Irrevocability Of 3 Business Days From The Time The Offer Has Been Received By The Listing Agent

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Property Summary

This detached home located at 981 COWIE Road, Cramahe is currently for sale and has been available on SousaSells for 684 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 981 COWIE Road, Cramahe is in the Castleton neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 10, 2024
Sold price information is available to members only
Listed Date8/31/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionOther, Stone
BasementNone
CountyNorthumberland
Annual Tax$6,667.91
Legal DescriptionPIN:51235-0149(LT); PT 4, 38-4445

Parking & Garage

Parking Spaces10.0
Garage Spaces7
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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981 COWIE Road, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 981 COWIE Road, Cramahe, ON K0K 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in Cramahe, ON

For a property listed at $1,199,000 in Cramahe, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Castleton, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$772,952

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.