212 Main Street, Deseronto, ON

$795,000
MLS#:X13430162
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $795,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 73.82 x 172 ft lot
  • Features a finished with walk-out, apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, In-Law Suite
  • equipped with central air central cooling and highly efficient baseboard heating via gas

Description

Waterfront living just five minutes away from Prince Edward County! Set on the Bay of Quinte, this updated 3 bed + den and 2 bath brick bungalow offers the kind of lifestyle you've been searching for - peaceful views, practical living and everyday comforts! The main floor could easily be one-level living complete with its own patio overlooking the Bay, while the lower level is a spacious finished in-law suite offering flexibility for extended family, guests or income-potential. Through the sunroom to the backyard, you're greeted to a fantastically oversized interlocking patio to make the most of long Summer evenings. And if you're still craving some extra space, the waterfront bunkie is equipped with hydro to become your art studio, office or retreat. The private dock is your gateway to exploring the open waters along Napanee, Belleville and beyond! 212 Main St is the home that offers all your comforts with the small town charm and central location of Deseronto.

Upcoming Open Houses

Sunday, July 12, 202611:00 AM - 12:30 PMPublic

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Aluminum Siding
BasementFinished with Walk-Out, Apartment, Separate Entrance
Lot Size73.82 × 172 Feet
CountyHastings
Annual Tax$5,313
Legal DescriptionPT BLK M PL 162 PT 8, 16, 17 21R2447; TYENDINAGA ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Fenced Yard, Lake/Pond, Waterfront, Lake Access

Interior Features

Accessory Apartment, Auto Garage Door Remote, In-Law Suite, Water Heater, Storage

Security Features

Community Features

Location

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212 Main Street, Deseronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 212 Main Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

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Interest Rate5.25%
Down Payment$54,500 (6.9%)
* Minimum Canadian down payment required for this price is $54,500.
Amortization Period25 Years
Estimated Monthly Payment$4,413Based on a loan of $740,500 over 25 years.
Purchase Price$795,000
Loan Amount$740,500
Provincial Land Transfer Tax:$12,375
Total Estimated Closing Taxes:$12,375

About Purchasing a Home in Deseronto, ON

For a property listed at $795,000 in Deseronto, the legal minimum down payment is $54,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,375 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,375.

Nearby Listings

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No current listings found in Deseronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$450,487

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.