249 Cross Street, Deseronto, ON

$399,900
MLS#:X9304721
3 beds
3 baths
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 20, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Premium 66.25 x 132.29 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this delightful 3-bedroom, 3-bath bungalow, perfectly situated on a corner lot in the heart of Deseronto! This home exudes charm and warmth from the moment you step inside. The bright and airy main level features a highly functional U-shaped kitchen, ideal for preparing meals with ease. The open-concept living and dining area offers a welcoming space for both family gatherings and quiet evenings, with large windows providing plenty of natural light and access to an outdoor deck, perfect for summer barbecues and enjoying the fresh air. The master bedroom is a private retreat, complete with a convenient 2-piece ensuite for your comfort. Two additional well-sized bedrooms provide ample space for family members or guests, and the full 4-piece bath ensures convenience for all. Downstairs, the unfinished lower level is a blank canvas awaiting your personal touch. With a spacious recreation room, there's plenty of room to create a second living space, a home gym, or an entertainment area. The laundry room and additional storage space offer practicality, and the 2-piece bath adds extra convenience to this level. The exterior of the home is just as impressive, featuring a generous backyard with plenty of space for gardening, play, or relaxation. The paved driveway ensures ample parking for multiple vehicles. Located in the heart of Deseronto, this home offers easy access to local shops, schools, and parks, making it an ideal choice for families. For the handyman, this property is a dream come true, with endless possibilities for customization and improvement. Whether you're looking to add value or simply make it your own, this home is brimming with potential. Don't miss the chance to make this charming bungalow your new home!

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Property Summary

This detached home located at 249 Cross Street, Deseronto is currently for sale and has been available on SousaSells for 679 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 249 Cross Street, Deseronto is in the Deseronto (Town) neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 18, 2024
Sold price information is available to members only
Listed Date9/6/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size66.25 × 132.29 Feet
CountyHastings
Annual Tax$2,961
Legal DescriptionW1/2 LT 32, 37 BLK K PL 243; DESERONTO ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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249 Cross Street, Deseronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 249 Cross Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Deseronto, ON

For a property listed at $399,900 in Deseronto, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$467,393

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.