427 Thomas Street, Deseronto, ON
Property no longer active
This property was sold on May 30, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $374,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 32.49 x 198 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned
- Efficient water heating via other
Description
A charming Deseronto 2-storey that is a must-see! Reconstructed and fully renovated in 2018, this 3-bedroom, 1-bathroomhome is packed with updates. A new addition, sub-roof, steel roof, windows and doors, full interior with upgraded electrical, heating, hot water on demand, plumbing, bath, kitchen, and flooring - this home is move-in ready and maintenance-free. Complete with a huge fully-fenced backyard, this property is perfect for a family with children or pets. A small shed to store tools, two patios, a fire pit, and a big garden add to the enjoyment of this space. Located in the west side of quaint Deseronto in a good neighborhood, this home is only a few steps to the Bay of Quinte. For the 2024 year, property taxes: $1173, electricity:$1245 ($104/month), natural gas: $1155 ($95/month) - an efficient and affordable house for an any-income family!
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Property Summary
This detached home located at 427 Thomas Street, Deseronto is currently for sale and has been available on SousaSells for 442 days. This property is listed at $374,900 with an estimated mortgage of $1,248* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 427 Thomas Street, Deseronto is in the Deseronto (Town) neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 427 Thomas Street, Deseronto, ON K0K 1X0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Deseronto, ON
For a property listed at $374,900 in Deseronto, the legal minimum down payment is $18,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,099 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,099.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.