472 Thomas Street, Deseronto, ON

$130,000
MLS#:X13208588
0 beds
0 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Deseronto (Town). Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $130,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 39 x 128 ft lot size

Description

This fully serviced lot on the East end of Deseronto is perfect for your building needs. Enjoy the benefits of being able to walk downtown and enjoy the beautiful waterfront park, restaurants, sports facilities and all the other amenities the community has to offer. A short commute to the 401 highway for easy access to Belleville or Kingston, as well as world class fishing on the Bay of Quinte. Town lots don't often come available - don't miss out on this opportunity to put your roots down in this wonderful area. There is also a completed Survey and building plans available!

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Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
Lot Size39 × 128 Feet
CountyHastings
Annual Tax$2,340
Legal DescriptionPT LOT 50 PL 43 AS IN QR658350; DESERONTO; COUNTY OF HASTINGS

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Features

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Location

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472 Thomas Street, Deseronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 472 Thomas Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

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Interest Rate5.25%
Down Payment$6,500 (5.0%)
* Minimum Canadian down payment required for this price is $6,500.
Amortization Period25 Years
Estimated Monthly Payment$736Based on a loan of $123,500 over 25 years.
Purchase Price$130,000
Loan Amount$123,500
Provincial Land Transfer Tax:$1,025
Total Estimated Closing Taxes:$1,025

About Purchasing a Home in Deseronto, ON

For a property listed at $130,000 in Deseronto, the legal minimum down payment is $6,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,025 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,025.

Nearby Listings

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No current listings found in Deseronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$455,673

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.