84 Main Street, Deseronto, ON

$599,999
MLS#:X13495722
2 beds
1 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 67.2 x 664.52 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your waterfront escape on the Bay of Quinte! This fully renovated, move-in-ready home offers 67 feet of pristine, swimmable shoreline, complete with a dock for lounging in the sun and convenient waterfront storage. Step inside to a charming open-concept interior filled with natural light and showcasing stunning water views from nearly every room-including the kitchen. Relax or entertain on the spacious waterfront deck while watching swans glide by. The property also features an updated garage/workshop-ideal for hobbies or extra space-as well as an attic with future potential. Located within walking distance to a local boat launch and scenic waterfront park, and just minutes from Highway 401 between Ottawa and Toronto, this home offers the perfect blend of tranquility and convenience. Recent updates include a modern kitchen with quartz countertops and a cozy breakfast nook, engineered hardwood flooring, a fully renovated spa-like bathroom, new central A/C, gas hot water tank, updated insulation and drywall, fresh paint, and all new appliances. Whether you're looking for a full-time home, a summer getaway, or an investment property, this waterfront gem has it all. With most furniture included, it's truly move-in ready.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size67.2 × 664.52 Feet
CountyHastings
Annual Tax$4,334.62
Legal DescriptionPT WATER LOTS IN FRONT OF LT 36, LT 37, W1/2 OF LT 38 CON 3 TYENDINAGA AND BLK M, N, P, T AND W PL 162 DESERONTO; PT BLK T PL 162 AS IN QR26341, QR26339, S/T QR26339, QR26341, S/T QR26341 EXCEPT THE EASEMENT THEREIN (SECONDLY, THIRDLY & FOURTHLY DESCRIBED), S/T QR26339 EXCEPT THE EASEMENT THEREIN (FIRSTLY, SECONDLY, THIRDLY & FOURTHLY DESCRIBED); TYENDINAGA ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake Access, Park, Rec./Commun.Centre, Waterfront, School

Interior Features

Built-In Oven, Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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84 Main Street, Deseronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 84 Main Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

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Interest Rate5.25%
Down Payment$35,000 (5.8%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period25 Years
Estimated Monthly Payment$3,367Based on a loan of $564,999 over 25 years.
Purchase Price$599,999
Loan Amount$564,999
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Deseronto, ON

For a property listed at $599,999 in Deseronto, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

Nearby Listings

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No current listings found in Deseronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$450,487

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.