195 MONTGOMERY Road, Drummond/North Elmsley, ON

$1,150,000
MLS#:X11961551
3 beds
2 baths
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 908 - Drummond N Elmsley (Drummond) Twp. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,150,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Spacious lot size measured in Feet
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Water Treatment
  • Efficient forced air heating via propane

Description

Beef and hay farm on 292 acre farm consisting of 100 acre hay fields and 80 acres of pastures. No pesticides used for 35 yrs, with cattle manure providing fertilizer. Soils are sandy loam and clay flats. Land also has 3 acre clean sandpit, for personal use. Two barns, one converted to 5-car garage. Big, welcoming farm home with upper & lower verandahs overlooking the peaceful countryside. Interior of home features ash hardwood floors and trim that was cut from the farms woodlot. Livingroom large windows and treasured solid-wood pocket doors opening to comfortable family room. Formal dining room offers gorgeous built-in buffet with display shelves. Spacious eat-in kitchen with extra prep areas, pine cabinetry, woodstove and inspiring views of the side yard. Kitchen sink has tap that by-passes the water softener. Main floor powder room, mudroom and rear foyer. This century home also has lovely wooden front & back staircases that lead up to sitting area with door to verandah, flex room and three bedrooms one with its own door to upper verandah. The second floor bathroom includes soaker tub and separate shower. Plus, you will appreciate the convenience of the second floor laundry room. Stairs up to attic that has finishing potential for added room. Insulated basement for storage and has door to outside. New propane furnace Sept 2024. Home rewired 2003 including new hydro panel. Back of property has frontage on side road creating possibility of lot severance. 5 mins to Lanark and 40 mins to Kanata.

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Property Summary

This detached home located at 195 MONTGOMERY Road, Drummond/North Elmsley is currently for sale and has been available on SousaSells for 524 days. This property is listed at $1,150,000 with an estimated mortgage of $3,828* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 195 MONTGOMERY Road, Drummond/North Elmsley is in the 908 - Drummond N Elmsley (Drummond) Twp neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 15, 2025
Sold price information is available to members only
Listed Date2/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFull, Unfinished
CountyLanark
Annual Tax$2,069
Legal DescriptionPT LT 8 CON 12 DRUMMOND ; PT LT 9 CON 12 DRUMMOND ; PT LT 10 CON 12 DRUMMOND ASS AS IN RS125712 LYING SW OF PTS 1-4, 27R5107 & W OF PTS 1,2 27R4522 EXCEPT PT 1, 27R6853 AND PTS 1,2,3 27R5128 S/T & T/W RS139532 ; TWP OF DRUMM/N ELMSLEY

Parking & Garage

Parking Spaces12.0
Garage Spaces12
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Wooded/Treed

Interior Features

Water Heater Owned, Water Treatment

Security Features

Community Features

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Location

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195 MONTGOMERY Road, Drummond/North Elmsley, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 MONTGOMERY Road, Drummond/North Elmsley, ON K0G 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Drummond/North Elmsley.

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Interest Rate4.00%
Down Payment$345,000 (30.0%)
* Minimum Canadian down payment required for this price is $230,000.
Amortization Period30 Years
Estimated Monthly Payment$3,828Based on a loan of $805,000 over 30 years.
Purchase Price$1,150,000
Loan Amount$805,000
Provincial Land Transfer Tax:$19,475
Total Estimated Closing Taxes:$19,475

About Purchasing a Home in Drummond/North Elmsley, ON

For a property listed at $1,150,000 in Drummond/North Elmsley, the legal minimum down payment is $230,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,475 for this transaction. As this listing is in Drummond/North Elmsley (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 908 - Drummond N Elmsley (Drummond) Twp, Drummond/North Elmsley.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$734,130

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.