28 South Street, Drummond/North Elmsley, ON

$849,000
MLS#:X13523584
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 903 - Drummond/North Elmsley (North Elmsley) Twp. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 197.7 x 412.66 ft lot
  • Features a exposed rock, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Countertop Range
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The kitchen island began life as a church altar. It sets the tone for the whole house: an 1875 stone home at the edge of historic Perth where the original character was kept and the important updates were made. A natural gas furnace within the past five years, central air installed this year, a metal roof within the past ten, and modernized plumbing and electrical mean this is a century home to be enjoyed rather than worked on. Original hardwood, high ceilings, and the detail of a craftsman era carry through the principal rooms, warmed by three fireplaces: a wood-burning insert in the formal living room, a second wood fireplace in the family room, and a natural gas fireplace in the dining room, where a pass-through to the kitchen serves gatherings gracefully. The home offers three bedrooms and 2.5 bathrooms, including a primary suite with a luxurious ensuite. The grounds extend across 1.88 acres, with the house set well back from the road for genuine privacy. A screened solarium, a hot tub on the rear deck, and a substantial barn suited to a workshop, studio, or hobby farm pursuits complete the setting. The property is served by its own well, with excellent water quality, a septic system, and fibre internet available. Downtown Perth's shops and restaurants are a short walk away, though the property retains the quiet of the countryside. Homes of this era and condition seldom come to market. This one is ready for its next century.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementExposed Rock, Unfinished
Lot Size197.7 × 412.66 Feet
CountyLanark
Annual Tax$3,610
Legal DescriptionPT LT 26 CON 10 NORTH ELMSLEY PT 3, DRUMMOND-N ELMSLEY

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Wooded/Treed, Park

Interior Features

Built-In Oven, Carpet Free, Countertop Range, Water Softener

Security Features

Community Features

Location

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28 South Street, Drummond/North Elmsley, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 South Street, Drummond/North Elmsley, ON K7H 2G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Drummond/North Elmsley.

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Interest Rate5.25%
Down Payment$59,900 (7.1%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period25 Years
Estimated Monthly Payment$4,702Based on a loan of $789,100 over 25 years.
Purchase Price$849,000
Loan Amount$789,100
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Drummond/North Elmsley, ON

For a property listed at $849,000 in Drummond/North Elmsley, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Drummond/North Elmsley (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Drummond/North Elmsley.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$655,234

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.