20817 McCowan Road, East Gwillimbury, ON

$1,999,900
MLS#:N12134242
7 beds
7 baths
3000-3500 sqft
30.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Mt Albert. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 7 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 232.42 x 611.78 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 30.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

Discover the epitome of multi-family living with this exquisite property, encompassing about 5,230 square feet of luxurious space. Nestled on a scenic 3.88-acre plot, surrounded by mature trees and alongside a peaceful river, this estate includes a main 3,130 square feet bungalow and a 2,100 square feet guest bungalow. The main home offers four bedrooms, three bathrooms, and an open, modern kitchen that integrates effortlessly with the expansive living and dining areas, ideal for hosting gatherings. Highlights include premium flooring, pot lights, updated appliances, and newly installed HVAC systems.The guest bungalow, equally impressive and recently renovated, provides three bedrooms and three bathrooms, adding both comfort and flexibility.Located at 20817 McCowan Road, this estate transcends the typical home; it's a secluded retreat that blends luxury, peace, and nature, yet remains close to East Gwillimbury's finest amenities. Seller willing to provide up to $300,000 VTB Mortgage.

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Property Summary

This detached home located at 20817 McCowan Road, East Gwillimbury is currently for sale and has been available on SousaSells for 433 days. This property is listed at $1,999,900 with an estimated mortgage of $6,657* per month. It has 7 beds, 7 bathrooms, and is 3000-3500 square feet. 20817 McCowan Road, East Gwillimbury is in the Mt Albert neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
7
Bathrooms
7
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 5, 2025
Sold price information is available to members only
Listed Date5/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size232.42 × 611.78 Feet
CountyYork
Annual Tax$9,280
Legal DescriptionPT LT 23 CON 7 EAST GWILLIMBURY AS IN R492653

Parking & Garage

Parking Spaces30.0
Garage Spaces28
Garage TypeBuilt-In

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Golf, Ravine, River/Stream, Wooded/Treed

Interior Features

Other

Security Features

Community Features

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Location

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20817 McCowan Road, East Gwillimbury, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20817 McCowan Road, East Gwillimbury, ON L0G 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in East Gwillimbury.

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Interest Rate4.00%
Down Payment$599,970 (30.0%)
* Minimum Canadian down payment required for this price is $399,980.
Amortization Period30 Years
Estimated Monthly Payment$6,657Based on a loan of $1,399,930 over 30 years.
Purchase Price$1,999,900
Loan Amount$1,399,930
Provincial Land Transfer Tax:$36,473
Total Estimated Closing Taxes:$36,473

About Purchasing a Home in East Gwillimbury, ON

For a property listed at $1,999,900 in East Gwillimbury, the legal minimum down payment is $399,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,473 for this transaction. As this listing is in East Gwillimbury (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Mt Albert, East Gwillimbury.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,107,043

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.