542-544 Middle Street, Edwardsburgh/Cardinal, ON

$324,900
MLS#:X12747454
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 806 - Town of Cardinal. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 125 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Separate Heating Controls, Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to 542-544 Middle Street in Cardinal - a fantastic duplex opportunity in today's market.Whether you're an investor looking to add a reliable income stream or a buyer hoping to offset your mortgage by living in one unit while renting the other, this property offers flexibility, value, and long-term potential . Unit 544 has been recently renovated and is currently vacant, giving buyers the freedom to move in or secure a tenant at fair market rent. This bright, inviting unit features durable luxury vinyl plank flooring throughout - ideal for children or pets - along with a spacious living room that flows seamlessly into a generous dining area and a well-sized kitchen complete with appliances (yes, even a dishwasher!). Upstairs, you'll find two large bedrooms, a 4-piece bathroom, and ample storage with built-in cupboards.Unit 542 is tenanted by wonderful occupants who wish to remain, making it an excellent income-producing side from day one. While similar in layout, this unit offers its own charm with a large living room, an eat-in kitchen, and a rear mudroom. The second floor includes two bedrooms and a spacious 4-piece bath, with laundry conveniently located in the basement. Additional highlights include: Metal roof; Electrical upgrades (2017); 10 new windows (2018); Separate electrical and gas meters; Parking for two vehicles per unit -- Separate driveways; Fully fenced, private yards for each unit. If you've been contemplating your first investment property - or a smart way to enter the real estate market while building equity - this address checks all the boxes.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 28, 2026
Sold price information is available to members only
Listed Date2/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull
Lot Size50 × 125 Feet
CountyLeeds and Grenville
Annual Tax$1,874
Legal DescriptionLT 148 PL 25 CARDINAL; EDWARDSBURGH/CARDINAL

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Separate Hydro Meter, Separate Heating Controls, Water Heater Owned

Security Features

Community Features

Location

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542-544 Middle Street, Edwardsburgh/Cardinal, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 542-544 Middle Street W, Edwardsburgh/Cardinal, ON K0E 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Edwardsburgh/Cardinal.

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Interest Rate5.25%
Down Payment$16,245 (5.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period25 Years
Estimated Monthly Payment$1,839Based on a loan of $308,655 over 25 years.
Purchase Price$324,900
Loan Amount$308,655
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Edwardsburgh/Cardinal, ON

For a property listed at $324,900 in Edwardsburgh/Cardinal, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Edwardsburgh/Cardinal (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Edwardsburgh/Cardinal.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$543,904

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.