1082 Kawagama Lake Road, Algonquin Highlands, ON

$1,399,000
MLS#:X13523160
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Sherborne. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $1,399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 129 x 137 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via oil

Description

This property is perfect for families who like to have loads of activities readily available. The location on Lake of Bays near the Village of Dorset makes it ideal as a year round home or four season recreational property. You can walk, bike or boat to all amenities within minutes including Robinson's General Store, restaurants and the LCBO. ATV and snowmobile trails are right around the corner. The in-town pharmacy and health hub are appealing to seniors and families alike. And of course you have all the recreational opportunities that Lake of Bays has to offer. The lot is gently sloped to the lake with a lovely view across Little Trading Bay. There is 129 feet of sandy shoreline that's perfect for swimmers of all ages. The southeast exposure ensures sun from early in the morning till late in the day. You can keep an eye on the kids from either the dock or the deck overlooking the lake. The cottage is a solid structure with 1648 square feet of finished living space. The skill of the stonemason who originally built the cottage is reflected in both the beautiful stone exterior and the two stone fireplaces. There are 2 bedrooms and a full bath on the main floor while the lower level features a spacious guest suite, full bathroom and family room. It is fully winterized and ready for you to enjoy.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone
BasementFinished with Walk-Out
Lot Size129 × 137 Feet
CountyHaliburton
Annual Tax$3,787
Legal DescriptionPt Lt 1 Con 13 Sherborne; Pt RDAL in front of Lt 1 Con 13 Sherborne Closed by BL12 as in H263604; s/t H263604, Algonquin Highlannds

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingNone

Features

Property Features

Rec./Commun.Centre, School Bus Route, Waterfront

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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1082 Kawagama Lake Road, Algonquin Highlands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1082 Kawagama Lake Road, Algonquin Highlands, ON P0A 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Algonquin Highlands.

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Interest Rate5.25%
Down Payment$279,800 (20.0%)
* Minimum Canadian down payment required for this price is $279,800.
Amortization Period25 Years
Estimated Monthly Payment$6,670Based on a loan of $1,119,200 over 25 years.
Purchase Price$1,399,000
Loan Amount$1,119,200
Provincial Land Transfer Tax:$24,455
Total Estimated Closing Taxes:$24,455

About Purchasing a Home in Algonquin Highlands, ON

For a property listed at $1,399,000 in Algonquin Highlands, the legal minimum down payment is $279,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,455 for this transaction. As this listing is in Algonquin Highlands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sherborne, Algonquin Highlands.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,694,995

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.