1089 Lutes Lane, Algonquin Highlands, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of McClintock. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $3,285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 1025 x 375 ft lot
- Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Water Heater Owned
- Efficient baseboard heating via electric
Description
Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!
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Property Summary
This detached home located at 1089 Lutes Lane, Algonquin Highlands is currently for sale and has been available on SousaSells for 138 days. This property is listed at $3,285,000 with an estimated mortgage of $10,935* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 1089 Lutes Lane, Algonquin Highlands is in the McClintock neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in McClintock, Algonquin Highlands.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in McClintock, Algonquin Highlands.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Level
- Sloping
- Waterfront
- Wooded/Treed
Interior Features
- Water Heater Owned
Security Features
- Alarm System
Community Features
None listed
Frequently Asked Questions about 1089 Lutes Lane, Algonquin Highlands, ON
Q.What is the asking price for 1089 Lutes Lane, Algonquin Highlands, ON ?
The current listing price for 1089 Lutes Lane, Algonquin Highlands, ON in McClintock, Algonquin Highlands is $3,285,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 1089 Lutes Lane, Algonquin Highlands, ON ?
1089 Lutes Lane, Algonquin Highlands, ON is a Detached (2-Storey) featuring a Unfinished, Separate Entrance basement.
Q.What key property features does 1089 Lutes Lane, Algonquin Highlands, ON offer?
Key property features include: Level, Sloping, Waterfront, Wooded/Treed.
Q.What interior features are included in this home?
Interior highlights include: Water Heater Owned.
Q.What security features are installed at 1089 Lutes Lane, Algonquin Highlands, ON ?
Security features include: Alarm System.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via None.
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About Purchasing a Home in Algonquin Highlands, ON
For a property listed at $3,285,000 in Algonquin Highlands, the legal minimum down payment is $657,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $68,600 for this transaction. As this listing is in Algonquin Highlands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $68,600.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.