91 Spruce Street, Unit 3, Aylmer, ON

$279,000
MLS#:X13587616
2 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Aylmer. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $279,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Embrace a lifestyle of effortless comfort and small-town charm with this beautifully appointed condominium unit located at 104-91 Spruce Street West in Aylmer, Ontario. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance schedule, this home invites you to trade demanding property upkeep for free time spent enjoying what matters most. Step into a bright, welcoming interior featuring an efficient open layout where cooking, dining, and relaxing blend seamlessly together.The low-maintenance condo lifestyle means your weekends are completely yours again-no lawn to mow, no snow to shovel, and nothing to worry about but choosing your next adventure. Located in an exceptionally peaceful, slower-paced neighbourhood, you are just a short stroll or drive away from daily conveniences, and charming downtown amenities. Furthermore, being situated less than 20 minutes from the booming regional growth in St.Thomas, you get the perfect balance: a peaceful, tight-knit community refuge to return home to each evening, paired with seamless access to city employment and entertainment. If you are ready to simplify your daily routine, reduce your footprint, and maximize your lifestyle without compromising on location, this Aylmer condo is ready to welcome you home. Some images have been virtually staged to show the room's full potential.

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Property Summary

This condo apartment located at 91 Spruce Street, Aylmer is currently for sale and has been available on SousaSells for 6 days. This property is listed at $279,000 with an estimated mortgage of $929* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 91 Spruce Street, Aylmer is in the Aylmer neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick, Metal/Steel Siding
BasementNone
CountyElgin
Annual Tax$2,025

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Wooded/Treed

Interior Features

Carpet Free, Separate Hydro Meter

Security Features

Community Features

Virtual Tours

Location

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91 Spruce Street, Unit 3, Aylmer, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 91 Spruce Street W 104, Aylmer, ON N5H 1B4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Aylmer.

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Interest Rate4.00%
Down Payment$83,700 (30.0%)
* Minimum Canadian down payment required for this price is $13,950.
Amortization Period30 Years
Estimated Monthly Payment$929Based on a loan of $195,300 over 30 years.
Purchase Price$279,000
Loan Amount$195,300
Provincial Land Transfer Tax:$2,660
Total Estimated Closing Taxes:$2,660

About Purchasing a Home in Aylmer, ON

For a property listed at $279,000 in Aylmer, the legal minimum down payment is $13,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,660 for this transaction. As this listing is in Aylmer (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,660.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Aylmer, Aylmer.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$611,710

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Assumption
Public42 Elk Street, Aylmer, Ontario, N5H 1P6
2.3
Summers' Corners
Public50576 Highway 3, Aylmer, Ontario, N5H 2R1
5.2

Secondary Schools

East Elgin
Public362 Talbot Street West, Aylmer, Ontario, N5H 1K6
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.