30871 Hwy 28 Highway, Bancroft, ON

$399,900
MLS#:X13577992
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Dungannon Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 401 x 787 ft lot
  • Features a walk-out, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Generator - Full, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome home to this solid brick and vinyl bungalow, perfectly situated on 7 acres just minutes from downtown Bancroft and all the amenities you need. Combining the convenience of town with the privacy of country living, this property offers the best of both worlds. The main floor features three comfortable bedrooms, a bright and functional layout, while the partial finished walkout basement adds a spare bedroom, bathroom, and additional living space-ideal for guests, extended family, or a home office. Designed for year-round comfort and peace of mind, this home is equipped with a newer heat pump providing efficient heating and central air conditioning, along with a Generac automatic backup power system, ensuring you're prepared no matter the weather. Step outside and discover your own private retreat. The backyard offers a peaceful pond, mature forest, and acres of land to explore, creating the perfect setting for nature lovers, gardening, recreation, or simply relaxing in complete privacy. If you've been searching for a well-built home with room to roam, updates, and a location that's close to everything while feeling miles away, this is the opportunity you've been waiting for. Move-in ready and waiting for you to call it home. Book your private viewing today!

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Property Summary

This detached home located at 30871 Hwy 28 Highway, Bancroft is currently for sale and has been available on SousaSells for 2 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 30871 Hwy 28 Highway, Bancroft is in the Dungannon Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementWalk-Out, Partially Finished
Lot Size401 × 787 Feet
CountyHastings
Annual Tax$4,100
Legal DescriptionPT LT 30 CON 13 DUNGANNON PT 3 & 4 21R12613; S/T & T/W QR434886; BANCROFT; COUNTY OF HASTINGS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Place Of Worship, School, School Bus Route

Interior Features

Carpet Free, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Heater Owned

Security Features

Community Features

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Location

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30871 Hwy 28 Highway, Bancroft, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 30871 Hwy 28 Highway, Bancroft, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bancroft.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Bancroft, ON

For a property listed at $399,900 in Bancroft, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Bancroft (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Dungannon Ward, Bancroft.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$517,455

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Our Lady of Mercy
Public192 Bridge Street West, Bancroft, Ontario, K0L 1C0
8.3
Birds Creek
Public33 South Baptiste Lake Road, Bancroft, Ontario
4.3
North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
4.1

Secondary Schools

North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
3.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.