107 Cumming Drive, Barrie, ON

$989,000
MLS#:S13532540
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Ardagh. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 49.22 x 132.91 ft lot
  • Features a full, finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the prestigious Princeton Woods neighbourhood and surrounded by the natural beauty of the Ardagh Bluffs 500 acres of protected forest and scenic walking trails, this exceptional home offers the perfect blend of privacy, comfort, and convenience. Located in a family-friendly community close to Cumming Park, excellent schools, shopping, restaurants, and everyday amenities, with easy access to Hwy 400, it is an ideal location for commuters and growing families alike. Boasting outstanding curb appeal, the property features a private, fully fenced backyard enhanced by mature trees and beautifully landscaped gardens, creating a peaceful outdoor retreat. Inside, you'll find more than 3,200 sq. ft. of finished living space, offering four bedrooms and three full bathrooms designed to accommodate today's family lifestyle. The spacious main floor showcases an open-concept layout centred around a chef-inspired kitchen that flows seamlessly into the inviting living room with a cozy gas fireplace. A separate dining room and family room provide additional space for entertaining and everyday living. The primary suite serves as a relaxing retreat with its own private 4-piece ensuite. The fully finished basement offers exceptional flexibility and is currently configured as a self-contained apartment with two bedrooms, a spacious recreation room, a 3-piece bathroom, and abundant storage. With a separate entrance through the garage and a tenant already in place, it presents an excellent opportunity for multi-generational living or supplemental rental income. Further enhancing the home's appeal, the current owner has invested more than $100,000 in recent upgrades and quality improvements, adding refined finishes throughout. This is a rare opportunity to own a meticulously maintained home in one of Barrie's most sought-after neighbourhoods, where generous living space, quality craftsmanship, and an outstanding location come together to create an exceptional place to call home.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Stone
BasementFull, Finished, Separate Entrance
Lot Size49.22 × 132.91 Feet
CountySimcoe
Annual Tax$7,623
Legal DescriptionLOT 114, PLAN 51M670, S/T RIGHT AS IN SC73931 CITY OF BARRIE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Greenbelt/Conservation, Hospital, Other, Public Transit, School

Interior Features

Air Exchanger, Auto Garage Door Remote, Sump Pump, Water Softener, Other

Security Features

Community Features

Location

Initializing map...
107 Cumming Drive, Barrie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Cumming Drive, Barrie, ON L4N 0C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Barrie.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$73,900 (7.5%)
* Minimum Canadian down payment required for this price is $73,900.
Amortization Period25 Years
Estimated Monthly Payment$5,453Based on a loan of $915,100 over 25 years.
Purchase Price$989,000
Loan Amount$915,100
Provincial Land Transfer Tax:$16,255
Total Estimated Closing Taxes:$16,255

About Purchasing a Home in Barrie, ON

For a property listed at $989,000 in Barrie, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. As this listing is in Barrie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,255.

Nearby Listings

Distance:

No current listings found in Barrie.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ardagh, Barrie.

Verified Local Data
City Population212,856
City Median Age40 Yrs
City Ownership73% Owners
Avg Area List Price$724,934

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
28%
Other households
1%

Top Ethnic Origins

English26%
Scottish21%
Irish21%
Canadian17%

Local Schools Guide

Elementary Schools

Ferndale Woods
Public170 Ferndale Drive South, Barrie, Ontario, L4N 8A1
5.3
St Catherine of Siena
Public111 Summerset Drive, Barrie, Ontario, L4N 0A6
7.6
Ardagh Bluffs
Public159 Summerset Drive, Barrie, Ontario, L4N 6H2
6.9
Holly Meadows
Public151 Mapleton Avenue, Holly, Barrie, Ontario, L4N 9N7
5.5
Trillium Woods
Public20 Elmbrook Drive, Holly, Barrie, Ontario, L4N 0Z1
6.4

Secondary Schools

St. Joan of Arc
Catholic460 Mapleton Avenue, Barrie, Ontario, L4N 9C2
5.9
Innisdale
Public87 Little Avenue, Barrie, Ontario, L4N 4K8
6.8
Bear Creek
Public100 Red Oak Drive, Holly, Barrie, Ontario, L4N 9M5
5.2
Roméo Dallaire
Public736 Essa Road, Holly, Barrie, Ontario, L4N 9E9
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied73%
Rented27%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.