131 Cottage Lane, Belleville, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $480,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 102 x 196 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available
- Notable attributes: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via propane
Description
Escape to the waterfront without sacrificing convenience! This charming year-round bungalow offers the perfect blend of peaceful country living and everyday comfort, located along the beautiful Moira River on a quiet dead-end street just a short drive from all the amenities of Belleville.Step inside to discover a bright and inviting interior featuring vaulted ceilings, an abundance of natural light, and an open, airy feel. With 2 bedrooms and 1 bathroom, this home is ideal as a full-time residence, weekend getaway, or investment property.Outside, you'll find everything you need to embrace the waterfront lifestyle. Relax on one of the multiple decks, cool off in the above-ground pool, gather around the campfire pit under the stars, or launch your kayak, canoe, or fishing line from your own private dock. The fenced yard provides peace of mind for children and pets, while mature trees create exceptional privacy and a tranquil setting.Nature lovers will appreciate the incredible wildlife that visits the property year-round, making every season a new experience. Whether you're enjoying your morning coffee overlooking the river, watching the birds, or spending an afternoon fishing, this property is designed for making lasting memories.Additional features include outbuildings for extra storage, plenty of outdoor living space, and the rare opportunity to enjoy year-round waterfront living in a peaceful location that's still close to shopping, restaurants, healthcare, and other city conveniences.If you've been dreaming of a private waterfront retreat where you can slow down, unwind, and enjoy nature without being far from town, 131 Cottage Lane is ready to welcome you home.
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Property Summary
This detached home located at 131 Cottage Lane, Belleville is currently for sale and has been available on SousaSells for 0 days. This property is listed at $480,000 with an estimated mortgage of $1,598* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 131 Cottage Lane, Belleville is in the Thurlow Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Cul de Sac/Dead End, River/Stream, Waterfront
Interior Features
Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Water Treatment
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 131 Cottage Lane, Belleville, ON K0K 2V0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Belleville, ON
For a property listed at $480,000 in Belleville, the legal minimum down payment is $24,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,075 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,075.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.