1089 Sapphire Road, Black River-Matheson, ON

$444,900
MLS#:T12374308
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Matheson. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $444,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 494.54 x 778.83 ft lot
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient forced air heating via propane

Description

Country living with all the extras! Welcome to this 2018, 3 bedroom, 2 bathroom modular home situated on over 5 acres with a pond and scenic views. This well maintained home offers a bright, open layout, with the primary bedroom including his and hers closets, and an ensuite. The home features a propane furnace, Venmar system, triple pane windows and 100-amp service. The property features outbuildings for almost anything you need, starting with a spray foam insulated garage, with 200-amp service, a gen link and an 8x8 walk in cooler. Attached to the garage is a 12x40 insulated dog house and carport. more include a 24x24 barn/storage with power and lights, a 10x12 greenhouse, a large garden, a 6x12 root cellar, and additional storage options. The property is serviced by two drilled wells (One is not currently in use) and a 2018 Septic system. Experience rural Northern Ontario living at its best with modern comfort, large outbuildings, and space to live the lifestyle you've been looking for!

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Property Summary

This detached home located at 1089 Sapphire Road, Black River-Matheson is currently for sale and has been available on SousaSells for 313 days. This property is listed at $444,900 with an estimated mortgage of $1,481* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 1089 Sapphire Road, Black River-Matheson is in the Matheson neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size494.54 × 778.83 Feet
CountyCochrane
Annual Tax$2,292.14
Legal DescriptionPCL 24189 SEC SEC; PT N 1/2 LT 7 CON 5 BOWMAN PT 1, 6R9030; BLACK RIVER-MATHESON

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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1089 Sapphire Road, Black River-Matheson, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1089 Sapphire Road, Black River-Matheson, ON P0K 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Black River-Matheson.

Configure Loan Settings

Interest Rate4.00%
Down Payment$133,470 (30.0%)
* Minimum Canadian down payment required for this price is $22,245.
Amortization Period30 Years
Estimated Monthly Payment$1,481Based on a loan of $311,430 over 30 years.
Purchase Price$444,900
Loan Amount$311,430
Provincial Land Transfer Tax:$5,373
Total Estimated Closing Taxes:$5,373

About Purchasing a Home in Black River-Matheson, ON

For a property listed at $444,900 in Black River-Matheson, the legal minimum down payment is $22,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,373 for this transaction. As this listing is in Black River-Matheson (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Matheson, Black River-Matheson.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$298,588

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.