164 Bay Street, Blue Mountains, ON

$1,389,000
MLS#:X13626006
4 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
164 Bay Street W, Blue Mountains, ON N0H 2P0

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Blue Mountains. Expertly crafted featuring premium concrete and wood construction, this residence presents an exceptional opportunity offered at $1,389,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 75.83 x 167.8 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, Central Vacuum, Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Imagine waking to the sounds of Georgian Bay and the nearby river in this exceptional Thornbury home. Perfectly positioned just steps from the waterfront and the Georgian Trail, you'll enjoy walking or cycling into downtown Thornbury to explore its shops, cafés, restaurants, marina, and year-round events. Designed for comfortable living and entertaining, the bright open-concept main floor features a spacious living and dining area with a cozy gas fireplace, custom built-in cabinetry, and a beautifully appointed kitchen with custom cabinetry and granite countertops. The main-floor primary suite is a peaceful retreat with a cedar-lined vaulted ceiling, ensuite, and walkout to the patio-perfect after a day of skiing, golfing, or hiking. Upstairs, a versatile loft offers the ideal home office or sitting area with walkouts to two covered balconies, while two additional bedrooms and a full bath provide plenty of space for family and guests. The finished lower level offers a family room, an additional bedroom or recreation room, and a dedicated laundry area. Backing onto a mature forest, the private backyard features a wraparound deck and an impressive 26' x 30' detached garage with ample room for vehicles, toys, or a workshop. Enjoy the convenience of full municipal services (water, sewer, and natural gas), plus a heated driveway and backup generator for year-round comfort and peace of mind. Owners also enjoy access to two private Georgian Bay beaches ($300/year association fee), along with a public waterfront access just steps away. Whether you're searching for a full-time home, weekend escape, or four-season retreat close to skiing, golf, trails, and the charm of downtown Thornbury, this is an incredible opportunity to embrace the lifestyle you've been dreaming of.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 164 Bay Street, Blue Mountains is currently for sale and has been available on SousaSells for 6 days. This property is listed at $1,389,000 with an estimated mortgage of $4,623* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 164 Bay Street, Blue Mountains is in the Blue Mountains neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Blue Mountains, Blue Mountains.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Blue Mountains, Blue Mountains.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionConcrete, Wood
BasementFinished, Full
Lot Size75.83 × 167.8 Feet
CountyGrey County
Annual Tax$5,015
Legal DescriptionPT LT 44 SW/S BAY ST PL THORNBURY; PT ALBERT ST PL THORNBURY CLOSED BY R469466, PT 1 16R3369; THE BLUE MOUNTAINS

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Air Exchanger
  • Central Vacuum
  • Upgraded Insulation
  • Water Heater Owned
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 164 Bay Street, Blue Mountains, ON

Q.What is the asking price for 164 Bay Street, Blue Mountains, ON ?

The current listing price for 164 Bay Street, Blue Mountains, ON in Blue Mountains, Blue Mountains is $1,389,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 164 Bay Street, Blue Mountains, ON ?

164 Bay Street, Blue Mountains, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Central Vacuum, Upgraded Insulation, Water Heater Owned, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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164 Bay Street, Blue Mountains, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Bay Street W, Blue Mountains, ON N0H 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Blue Mountains.

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Interest Rate4.00%
Down Payment$416,700 (30.0%)
* Minimum Canadian down payment required for this price is $277,800.
Amortization Period30 Years
Estimated Monthly Payment$4,623Based on a loan of $972,300 over 30 years.
Purchase Price$1,389,000
Loan Amount$972,300
Provincial Land Transfer Tax:$24,255
Total Estimated Closing Taxes:$24,255

About Purchasing a Home in Blue Mountains, ON

For a property listed at $1,389,000 in Blue Mountains, the legal minimum down payment is $277,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,255 for this transaction. As this listing is in Blue Mountains (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,255.

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Blue Mountains, Blue Mountains Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Blue Mountains, Blue Mountains.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,356,512

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Blue Mountains, Blue Mountains

Elementary Schools

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Secondary Schools

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Blue Mountains, Blue Mountains Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.