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Welcome to this remarkable Bungalow modular home located in the coveted neighborhood of Hay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $189,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Dreaming of a beachside getaway or the perfect spot to relax in retirement? Location is key and this gem is just minutes from Grand Bend and Bayfield, offering an affordable escape only steps from a beautiful private beach. This 2-bedroom property is located in a resident-owned community providing mobile home and park model sites and services combining comfort, convenience, and a friendly atmosphere. Inside, you'll love the open-concept family room and kitchenette with bright windows, fresh paint, new flooring, and updated cabinets and countertops. Carpet-free and thoughtfully designed with plenty of storage and a full bathroom. Step outside to enjoy the large deck partially covered for shade and open to the sun for relaxing afternoons. The property also features a storage shed, firepit area, and ample parking. Currently used as a 3-season retreat, year-round use is possible. Seasonal Fee: $2002.46 | Water Fee: $70 (seasonal) | Taxes: $173.06 (2025 ) | Annual Septic Upgrade: $1,500/year for 8 years (3 years paid). Bonus move in ready with all furniture included.
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The current listing price for 13 St. Lucia Lane, Bluewater, ON in Hay, Bluewater is $189,000.
This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.
13 St. Lucia Lane, Bluewater, ON is a Modular Home (Bungalow) featuring a None basement.
Key property features include: Beach, Lake Access, Golf.
Interior highlights include: Carpet Free.
Yes, this property offers parking space for 3.0 vehicles (None).
Heating is provided via Propane and cooling via Central Air.
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Data-driven valuation for 13 St. Lucia Lane, Bluewater, ON N0M 1N0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bluewater.
About Purchasing a Home in Bluewater, ON
For a property listed at $189,000 in Bluewater, the legal minimum down payment is $9,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,615 for this transaction. As this listing is in Bluewater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,615.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.