13 St. Lucia Lane, Bluewater, ON

$179,000
MLS#:X13085968
2 beds
1 baths
< 700 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow modular home located in the coveted neighborhood of Hay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $179,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a spacious lot (Feet)
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Dreaming of a beachside getaway or the perfect spot to relax in retirement? Location is key and this gem is just minutes from Grand Bend and Bayfield, offering an affordable escape only steps from a beautiful private beach. This 2-bedroom property is located in a resident-owned community providing mobile home and park model sites and services combining comfort, convenience, and a friendly atmosphere. Inside, you'll love the open-concept family room and kitchenette with bright windows, fresh paint, new flooring, and updated cabinets and countertops. Carpet-free and thoughtfully designed with plenty of storage and a full bathroom. Step outside to enjoy the large deck partially covered for shade and open to the sun for relaxing afternoons. The property also features a storage shed, firepit area, and ample parking. Currently used as a 3-season retreat, year-round use is possible. Seasonal Fee: $2002.46 | Water Fee: $70 (seasonal) | Taxes: $173.06 (2025 ) | Annual Septic Upgrade: $1,500/year for 8 years (3 years paid). Bonus move in ready with all furniture included

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Property Summary

This modular home located at 13 St. Lucia Lane, Bluewater is currently for sale and has been available on SousaSells for 97 days. This property is listed at $179,000 with an estimated mortgage of $596* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 13 St. Lucia Lane, Bluewater is in the Hay neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Hay, Bluewater.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeModular Home
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
CountyHuron
Annual Tax$173.06
Legal DescriptionRESIDENT OWNED CORPORATION

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake Access
  • Golf

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 13 St. Lucia Lane, Bluewater, ON

Q.What is the asking price for 13 St. Lucia Lane, Bluewater, ON ?

The current listing price for 13 St. Lucia Lane, Bluewater, ON in Hay, Bluewater is $179,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 13 St. Lucia Lane, Bluewater, ON ?

13 St. Lucia Lane, Bluewater, ON is a Modular Home (Bungalow) featuring a None basement.

Q.What key property features does 13 St. Lucia Lane, Bluewater, ON offer?

Key property features include: Beach, Lake Access, Golf.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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13 St. Lucia Lane, Bluewater, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 St. Lucia Lane, Bluewater, ON N0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bluewater.

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Interest Rate4.00%
Down Payment$53,700 (30.0%)
* Minimum Canadian down payment required for this price is $8,950.
Amortization Period30 Years
Estimated Monthly Payment$596Based on a loan of $125,300 over 30 years.
Purchase Price$179,000
Loan Amount$125,300
Provincial Land Transfer Tax:$1,515
Total Estimated Closing Taxes:$1,515

About Purchasing a Home in Bluewater, ON

For a property listed at $179,000 in Bluewater, the legal minimum down payment is $8,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,515 for this transaction. As this listing is in Bluewater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,515.

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Hay, Bluewater Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Hay, Bluewater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$955,236

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Hay, Bluewater

Elementary Schools

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Secondary Schools

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Hay, Bluewater Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.